FBIZNasdaqState Commercial BanksFiscal year ends December 31

FIRST BUSINESS FINANCIAL SERVICES, INC.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 31, 2026

$69.80−0.72 (-1.02%)

Close on Oct 19, 2026

Market cap: $572.92M
P/E (TTM): 10.6
Dividend yield: 1.66%

FIRST BUSINESS FINANCIAL SERVICES, INC. balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Cash & Equivalents	39	158	140	103	57	57	67	87	53	78	114	103	103	86	130	51	113
Cash & Short-Term Investments	39	158	140	103	57	57	67	87	53	78	114	103	103	86	130	51	113
Property, Plant & Equipment	4.67	5.23	6.19	4.34	1.69	2.00	2.56	3.28	3.16	3.77	3.95	3.94	1.16	0.97	1.00	0.97	–
Gross Property, Plant & Equipment	16	15	15	13	9.55	9.63	9.39	9.64	8.99	9.04	8.45	7.82	4.80	4.37	4.27	–	–
Accumulated Depreciation	-11	-9.83	-8.73	-8.44	-7.86	-7.63	-6.83	-6.36	-5.84	-5.26	-4.50	-3.87	-3.65	-3.40	-3.27	–	–
Land	–	–	–	–	–	–	–	–	0	0.65	0.65	0.65	0	–	–	–	–
Construction in Progress	–	–	–	–	–	–	–	–	–	–	0.03	0.05	0	0.08	0	–	–
Operating Lease Right-of-Use Assets	5.32	5.70	6.56	7.69	4.91	5.81	6.91	0	–	–	–	–	–	–	–	–	–
Goodwill	11	11	11	11	11	11	11	11	11	11	11	11	0	–	–	–	–
Intangible Assets	–	–	–	–	–	–	–	–	–	0.20	0.26	0.34	–	–	–	–	–
Total Assets	4,082	3,853	3,508	2,977	2,653	2,568	2,097	1,966	1,794	1,781	1,782	1,629	1,269	1,226	1,177	1,107	–
Short-Term Debt	–	–	–	–	–	–	–	–	–	–	–	–	–	0.48	0.81	–	–
Current Debt	–	–	–	–	–	–	–	–	–	–	–	–	–	0.48	0.81	–	–
Operating Lease Liabilities	7.36	7.93	8.95	10	5.41	6.39	7.54	0	–	–	–	–	–	–	–	–	–
Total Liabilities	3,710	3,525	3,218	2,716	2,420	2,362	1,903	1,786	1,625	1,619	1,631	1,492	1,159	1,127	1,113	1,052	–
Total Debt	–	–	–	–	–	–	–	–	–	–	–	–	–	0.48	0.81	–	–
Preferred Stock	12	12	12	12	0	0	0	0	0	0	0	0	0	0	0	0	–
Common Stock	0.10	0.10	0.10	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.05	0.04	0.04	0.03	0.03	–
Additional Paid-In Capital	96	94	91	88	86	83	81	80	79	78	77	75	56	54	26	25	–
Retained Earnings	306	266	231	204	170	140	129	110	99	91	81	68	57	46	38	30	–
Treasury Stock	-33	-31	-30	-27	-22	-17	-15	-7.63	-7.10	-6.78	-6.31	-5.36	-3.57	-1.79	-1.65	-1.55	–
Comprehensive Income & Other	-9.74	-11	-14	-15	-1.46	-0.93	-1.35	-1.68	–	–	–	–	–	–	–	–	–
Shareholders' Equity	372	329	290	261	232	206	194	181	169	162	151	138	109	100	64	55	54
Total Equity	372	329	290	261	232	206	194	181	169	162	151	138	109	100	64	55	54
Total Liabilities & Equity	4,082	3,853	3,508	2,977	2,653	2,568	2,097	1,966	1,794	1,781	1,782	1,629	1,269	1,226	1,177	1,107	–
Shares Outstanding(shares)	8.33	8.29	8.31	8.36	8.46	8.57	8.57	8.79	8.76	8.72	8.70	8.67	7.89	7.83	5.25	5.20	–
Loans, Net	3,337	3,077	2,819	2,419	2,215	2,117	1,695	1,597	1,483	1,430	1,415	1,265	967	897	837	861	–
Allowance for Credit Losses	36	36	31	24	24	29	20	20	19	21	16	14	14	15	14	16	–
Deposits	3,380	3,107	2,797	2,168	1,958	1,856	1,530	1,455	1,394	1,539	1,577	1,438	1,130	1,092	1,051	988	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 31.2%
Return on equity, FY2025: 14.4%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 10.6
Price to sales: 3.22
Price to book: 1.45
Dividend yield: 1.66%