EZRANasdaqInsurance Agents, Brokers & ServiceFiscal year ends December 31
Reliance Global Group, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 30, 2026
$2.22−0.06 (-2.63%)
Close on Oct 19, 2026
- Market cap
- $1.35M
- P/E (TTM)
- –
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2018 to 2025
Operating margin
-72.5%−22.8 pts over 5 years
Net margin
-56.2%−5.8 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | -11.6% | +1.9% | +11.2% | – |
Returns and balance sheet
8 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2018 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | -1076.0% | -148.3% | |
| Return on assets | – | -21.0% | -45.3% | |
| Current ratio | – | 0.21 | 1.78 | |
| Debt to equity | – | -140.44 | 0.80 | |
| Net debt to EBITDA | – | -3.83× | -0.50× | |
| Capex to revenue | – | – | 0.1% | |
| Diluted shares | – | 0M | 0M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Reliance Global generated $11.90M from operations and spent $583.96K on capital expenditure, dividends and share buybacks. 33% of that went back into the business.
Generated
$11.90M
Used
$583.96K
Capital expenditure$195.58K33%Dividends$388.38K67%Share buybacks$00%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin-56.2%
×Asset turnover0.81×
×Equity multiplier3.27×
=Return on equity, FY2025-148.3%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | -56.2% | 0.81× | 3.27× | -148.3% |
| FY2024 | -64.5% | 0.70× | 3.98× | -178.8% |
| FY2023 | -87.5% | 0.45× | 3.83× | -149.6% |
| FY2022 | 55.0% | 0.36× | -3.85× | -75.4% |
| FY2021 | -217.3% | 0.42× | -1.75× | 161.5% |
| FY2020 | -50.4% | 0.42× | 51.20× | -1076.0% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
4of 8 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero-$6.99M
- Cash generatingOperating cash flow above zero-$3.09M
- Return on assets improvedROA up on the prior year-39.4% → -40.4%
- Earnings backed by cashOperating cash flow above net income-$3.09M vs -$6.99M
- Less leverageLong-term debt to assets fell54.7% → 30.0%
- Better liquidityCurrent ratio rose1.12 → 1.78
- No dilutionShare count did not rise0M → 0M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.61 → 0.72