EEFTNasdaqFunctions Related To Depository Banking, NECFiscal year ends December 31
EURONET WORLDWIDE, INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026
$64.84−0.16 (-0.25%)
Close on Oct 19, 2026
- Market cap
- $2.99B
- P/E (TTM)
- 10.2
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2011 to 2025
Gross margin
–
Operating margin
12.5%+10.6 pts over 5 years
Net margin
7.3%+7.4 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +6.4% | +8.1% | +11.3% | +9.1% | |
| Operating income | +5.3% | +11.2% | +62.6% | +10.0% | |
| Net income | +1.1% | +10.2% | – | +12.1% | |
| EPS, diluted | +6.0% | +15.8% | – | +14.1% | |
| Free cash flow | -29.5% | -12.3% | +22.7% | +12.0% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 20.2% | -0.2% | 24.4% | |
| Return on assets | 7.1% | -0.1% | 5.0% | |
| Current ratio | 1.34 | 1.81 | 1.11 | |
| Debt to equity | 0.66 | 0.99 | 1.55 | |
| Net debt to EBITDA | -0.66× | -3.81× | 1.47× | |
| Interest coverage | 8.8× | 1.3× | 6.3× | |
| Inventory turnover | 15.6× | – | – | |
| Capex to revenue | 4.5% | 3.9% | 3.0% | |
| Diluted shares | 54M | 53M | 46M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Euronet Worldwide generated $3.09B from operations and spent $2.25B on capital expenditure, dividends and share buybacks. 24% of that went back into the business.
Generated
$3.09B
Used
$2.25B
Capital expenditure$533.60M24%Dividends$00%Share buybacks$1.72B76%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin7.3%
×Asset turnover0.69×
×Equity multiplier4.86×
=Return on equity, FY202524.4%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 7.3% | 0.69× | 4.86× | 24.4% |
| FY2024 | 7.7% | 0.68× | 4.73× | 24.7% |
| FY2023 | 7.6% | 0.65× | 4.53× | 22.4% |
| FY2022 | 6.9% | 0.66× | 4.06× | 18.5% |
| FY2021 | 2.4% | 0.62× | 3.58× | 5.2% |
| FY2020 | -0.1% | 0.52× | 3.17× | -0.2% |
| FY2019 | 12.6% | 0.69× | 2.84× | 24.7% |
| FY2018 | 9.2% | 0.79× | 2.66× | 19.2% |
| FY2017 | 7.0% | 0.77× | 2.79× | 15.0% |
| FY2016 | 8.9% | 0.80× | 2.85× | 20.2% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
7of 8 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$309.50M
- Cash generatingOperating cash flow above zero$559.80M
- Return on assets improvedROA up on the prior year5.2% → 5.3%
- Earnings backed by cashOperating cash flow above net income$559.80M vs $309.50M
- Less leverageLong-term debt to assets fell19.4% → 16.0%
- Better liquidityCurrent ratio rose1.25 → 1.11
- No dilutionShare count did not rise48M → 46M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.68 → 0.73