CRMZOTCServices-Consumer Credit Reporting, Collection AgenciesFiscal year ends December 31
CREDITRISKMONITOR COM INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 19, 2026
$2.10−0.02 (-0.94%)
Close on Oct 19, 2026
- Market cap
- $22.61M
- P/E (TTM)
- –
- Dividend yield
- –
Creditriskmonitor Com statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Services-Consumer Credit Reporting, Collection Agencies companies for comparison
Valuation
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Market Cap | $22.61M | $288.35M |
| Enterprise Value | $13.27M | $295.96M |
| PS Ratio | 1.11 | 2.36 |
| PB Ratio | 2.17 | 2.67 |
| P/TBV Ratio | 2.68 | 4.90 |
| P/FCF Ratio | 35.76 | 15.03 |
| P/OCF Ratio | 29.48 | 13.00 |
Enterprise value
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| EV / Sales | 0.65 | 2.14 |
| EV / FCF | 21.00 | 15.26 |
Income (trailing twelve months)
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Revenue | $20.35M | $285.88M |
| Operating Income | -$679.17K | -$627.44K |
| Pretax Income | -$74.42K | -$295.11K |
| Net Income | -$143.58K | -$298.85K |
| EBITDA | -$426.37K | -$186.20K |
| EPS (Diluted) | -$0.01 | $0.00 |
Margins
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Operating Margin | -3.34% | -1.97% |
| Pretax Margin | -0.37% | -0.50% |
| Profit Margin | -0.71% | -1.84% |
| EBITDA Margin | -2.10% | 0.49% |
| FCF Margin | 3.11% | 10.0% |
Returns
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Return on Equity (ROE) | -1.38% | 1.05% |
| Return on Assets (ROA) | -0.55% | -3.10% |
| Return on Invested Capital (ROIC) | -18.8% | -0.51% |
| Return on Capital Employed (ROCE) | -6.43% | -0.46% |
Growth
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 1.74% | 9.79% |
| Net Income Growth (YoY) | -109.6% | 7.20% |
| EPS Growth (YoY) | -107.1% | 10.4% |
| FCF Growth (YoY) | -41.4% | 17.8% |
| Revenue Growth (3Y CAGR) | 3.83% | 7.56% |
| Revenue Growth (5Y CAGR) | 5.05% | 12.3% |
| EPS Growth (3Y CAGR) | -27.3% | 14.9% |
Balance sheet
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $9.34M | $43.10M |
| Net Cash (Debt) | $9.34M | $1.87M |
| Net Cash Per Share | $0.87 | $0.14 |
| Equity (Book Value) | $10.40M | $52.02M |
| Book Value Per Share | $0.97 | $1.91 |
| Tangible Book Value | $8.44M | $3.03M |
| Working Capital | $7.12M | $14.05M |
Financial position
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Current Ratio | 1.47 | 1.39 |
| Quick Ratio | 0.85 | 0.93 |
Cash flow (trailing twelve months)
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Operating Cash Flow | $766.98K | $8.52M |
| Capital Expenditures | -$134.74K | -$5.59M |
| Free Cash Flow | $632.24K | $47.39M |
| FCF Per Share | $0.06 | $0.69 |
Efficiency
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Asset Turnover | 0.78 | 0.63 |
| Revenue Per Employee | $216.44K | $393.50K |
| Profits Per Employee | -$1.53K | -$4.74K |
| Employee Count | 94 | 530 |
Dividends and yields
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Earnings Yield | -0.63% | -0.95% |
| FCF Yield | 2.80% | 4.01% |
Shares
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Shares Outstanding | 10,767,500 | 59,289,300 |
| Shares Change (YoY) | -0.01% | 2.27% |
| Shares Change (QoQ) | 0.00% | 0.06% |
| Float | 10,657,500 | 52,876,900 |
| Shares Held by Insiders | 1.02% | 13.2% |
Taxes
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Income Tax | $69.17K | $1.64M |
Scores
| Measure | Creditriskmonitor Com | Industry median |
|---|---|---|
| Altman Z-Score | 0.82 | 1.50 |
| Piotroski F-Score | 5 | 5 |
Calculated by StockData from Creditriskmonitor Com's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.