CRMTNasdaqRetail-Auto Dealers & Gasoline StationsFiscal year ends April 30
AMERICAS CARMART INC
Financials through Q1 FY2027, quarter ended Jul 31, 2026Last filing: 10-Q on Sep 9, 2026
$1.07+0.03 (+2.88%)
Close on Oct 19, 2026
- Market cap
- $8.91M
- P/E (TTM)
- –
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2012 to 2026
Gross margin
48.2%+0.9 pts over 5 years
Net margin
–
Growth rates
Compound annual growth to fiscal 2026
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | -7.9% | -2.9% | +7.1% | +8.5% | |
| Gross profit | -7.1% | +1.0% | +7.5% | +11.8% | |
| Free cash flow | – | – | – | +20.5% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2017 | FY2021 | FY2026 | Trend |
|---|---|---|---|---|
| Return on equity | 8.8% | – | – | |
| Return on assets | 4.9% | – | – | |
| Inventory turnover | 12.4× | 8.1× | 8.0× | |
| Capex to revenue | 0.3% | 1.0% | 0.1% | |
| Diluted shares | 8M | 7M | 8M |
Where the cash went
Fiscal 2022 to 2026, five years combined
Americas Carmart generated $442.53M from operations and spent $90.90M on capital expenditure, dividends and share buybacks. 55% of that went back into the business.
Generated
$442.53M
Used
$90.90M
Capital expenditure$49.75M55%Dividends$160.00K0%Share buybacks$40.99M45%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin6.9%
×Asset turnover1.28×
×Equity multiplier2.06×
=Return on equity, FY202018.2%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2020 | 6.9% | 1.28× | 2.06× | 18.2% |
| FY2019 | 7.1% | 1.41× | 1.93× | 19.4% |
| FY2018 | 6.0% | 1.39× | 1.90× | 15.8% |
| FY2017 | 3.4% | 1.42× | 1.80× | 8.8% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2026 against fiscal 2025
2of 4 tests passed in fiscal 2026. Some tests lack the figures they need.
- ProfitableNet income above zero–
- Cash generatingOperating cash flow above zero$64.96M
- Return on assets improvedROA up on the prior year– → –
- Earnings backed by cashOperating cash flow above net income$64.96M vs –
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise8M → 8M
- Gross margin improvedGross margin up on the prior year47.80% → 48.19%
- More efficientAsset turnover rose0.94 → 0.80