CNFNYSEFinance ServicesFiscal year ends December 31

CNFinance Holdings Ltd.

Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 30, 2026

$1.96+0.02 (+1.03%)

Close on Oct 19, 2026

CNFinance Holdings Ltd. balance sheet

Annual Quarterly

CNY USD

Millions of CNY, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31
Cash & Equivalents	338	1,170	2,002	1,772	2,231	1,961	1,705	3,162	1,190	233	260
Short-Term Investments	28	39	146	244	709	298	654	–	–	–	–
Cash & Short-Term Investments	367	1,209	2,148	2,017	2,941	2,259	2,360	3,162	1,190	233	260
Inventory	–	–	1,755	1,731	1,816	1,855	–	–	–	–	–
Property, Plant & Equipment	178	187	8.16	2.28	3.04	4.72	9.20	19	22	–	–
Accumulated Depreciation	-33	-29	-32	-35	-34	-34	-36	-31	-20	–	–
Operating Lease Right-of-Use Assets	12	25	28	30	16	19	38	–	–	–	–
Goodwill	–	–	–	–	–	–	–	0	0	–	–
Intangible Assets	–	–	3.01	3.49	4.01	3.23	3.74	4.18	3.34	–	–
Deferred Tax Assets	318	131	92	77	21	76	16	218	113	–	–
Total Assets	10,249	15,027	16,364	14,482	14,386	12,233	13,026	19,355	18,216	–	–
Accrued Expenses	1.09	12	7.31	16	5.77	8.41	–	–	–	–	–
Short-Term Debt	–	5,933	8,244	7,728	8,042	–	–	–	–	–	–
Current Debt	–	5,933	8,244	7,728	8,042	–	–	–	–	–	–
Other Current Liabilities	1,794	1,686	–	–	–	–	–	–	–	–	–
Long-Term Leases	0.26	0.09	–	0.25	–	–	–	–	–	–	–
Operating Lease Liabilities	12	21	26	29	16	20	38	–	–	–	–
Deferred Tax Liabilities	81	73	73	74	152	397	359	1.31	0.78	–	–
Other Long-Term Liabilities	120	430	233	144	125	126	–	–	–	–	–
Total Liabilities	6,668	10,970	12,355	10,544	10,568	8,492	9,428	16,309	16,385	–	–
Total Debt	–	5,933	8,244	7,728	8,042	–	–	–	–	–	–
Common Stock	–	0.92	0.92	0.92	0.92	0.92	0.92	0.92	0	–	–
Additional Paid-In Capital	1,047	1,047	1,032	1,024	1,018	1,000	938	922	569	–	–
Retained Earnings	2,671	3,142	3,104	2,959	2,824	2,759	2,662	2,128	1,267	–	–
Treasury Stock	-125	-123	-118	-88	–	–	–	–	–	–	–
Comprehensive Income & Other	-14	-8.82	-9.34	-10	-25	-18	-2.12	-4.57	-4.47	–	–
Shareholders' Equity	3,581	4,058	4,009	3,886	3,818	3,741	3,599	3,046	1,831	1,119	1,079
Noncontrolling Interest	–	–	–	52	–	–	–	–	–	–	–
Total Equity	3,581	4,058	4,009	3,938	3,818	3,741	3,599	3,046	1,831	1,119	1,079
Total Liabilities & Equity	10,249	15,027	16,364	14,482	14,386	12,233	13,026	19,355	18,216	–	–
Shares Outstanding(shares)	–	1,560	1,560	1,560	1,372	1,372	–	–	–	–	–
Loans, Net	–	–	–	8,254	8,437	8,443	10,258	14,998	16,261	–	–
Allowance for Credit Losses	314	678	782	764	9,352	608	878	863	440	145	–
Deposits	57	131	157	138	153	109	–	–	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2025

Profitability, FY2025

Gross margin: –
Operating margin: -163.7%
Net margin: –
Return on equity, FY2025: –

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: –
Price to sales: –
Price to book: –
Dividend yield: –

Valuation ratios need the share price and fill in once daily prices are connected.