CIVBNasdaqState Commercial BanksFiscal year ends December 31

CIVISTA BANCSHARES, INC.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026

$26.69−0.16 (-0.60%)

Close on Oct 19, 2026

Market cap: $552.67M
P/E (TTM): 9.9
Dividend yield: –

CIVISTA BANCSHARES, INC. income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31
Revenue	19	19	30	25	20	17	18	15	14	13	62	56	52	52	52	51
Interest Expense	–	–	57	16	9.63	10	13	7.57	4.09	3.31	3.31	4.10	4.91	6.18	7.50	10
Interest & Investment Income	1.22	1.01	0.98	1.12	0.45	0.61	0.85	0.74	0.50	0.40	0.10	0.14	0.13	0.11	–	–
Gain (Loss) on Investments	0.27	0.25	-0.02	0.12	0.19	-0.06	0.12	0.03	–	0	0	0	0	0	0.00	–
Gain (Loss) on Sale of Assets	–	-0.01	0.08	0	0	–	–	–	–	–	–	–	–	–	-0.05	-0.08
Pretax Income	55	37	51	47	48	37	40	17	22	24	18	13	7.55	7.30	4.81	-3.10
Income Tax Expense	9.02	4.89	7.65	7.61	7.84	4.94	5.68	2.64	6.36	6.62	4.78	3.16	1.37	1.73	0.85	-1.83
Net Income incl. Noncontrolling Interests	46	32	43	39	41	32	34	14	16	17	–	–	–	–	–	–
Net Income	46	32	43	39	41	32	34	14	16	17	13	9.53	6.18	5.58	3.96	-1.27
Preferred Dividends	–	–	–	–	0	0	0.65	0.96	1.24	1.50	1.58	1.87	–	–	–	–
Net Income to Common	46	32	43	39	41	32	33	13	15	16	11	7.66	5.02	4.39	2.78	-2.44
EPS (Basic)(per share)	2.64	2.01	2.73	2.60	2.63	2.00	2.12	1.10	1.48	1.96	1.43	0.99	0.65	0.57	0.36	–
EPS (Diluted)(per share)	2.64	2.01	2.73	2.60	2.63	2.00	2.01	1.02	1.28	1.57	1.17	0.85	0.64	0.57	0.36	–
Shares Outstanding (Basic, Weighted)(shares)	17	15	15	15	15	16	16	12	9.91	8.01	7.82	7.71	7.71	7,708	7,708	–
Shares Outstanding (Diluted, Weighted)(shares)	17	15	15	15	15	16	17	14	12	11	11	11	7.82	7,708	7,708	–
Dividend per Share(per share)	–	–	–	–	–	–	–	–	–	0.22	0.20	0.19	0.15	0.12	0.03	–
Total Interest Income	221	207	183	126	105	100	98	74	59	54	51	46	45	47	49	52
Net Interest Income	139	117	125	110	95	90	85	66	55	50	47	42	40	41	41	41
Non-Interest Income	34	38	37	29	31	28	22	18	16	16	14	14	12	11	10	9.48
Provision for Credit Losses	3.52	5.89	4.44	1.75	0.83	10	1.04	0.78	–	-1.30	1.20	1.50	1.10	6.40	9.80	18
Non-Interest Expense	114	113	108	90	78	71	67	67	49	44	43	42	43	38	37	36

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 276.9%
Return on equity, FY2025: 9.9%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 9.9
Price to sales: 28.16
Price to book: 0.98
Dividend yield: –