CFRNYSENational Commercial BanksFiscal year ends December 31Also trades as CFR.PB

CULLEN/FROST BANKERS, INC.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 30, 2026

$153.21−1.84 (-1.19%)

Close on Oct 19, 2026

Market cap: $9.57B
P/E (TTM): 14.4
Dividend yield: 2.58%

CULLEN/FROST BANKERS, INC. balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31	FY 2008 2008-12-31	FY 2007 2007-12-31
Cash & Equivalents	8,874	10,234	8,687	12,028	16,583	10,289	3,788	–	–	–	–	–	4,556	3,525	2,908	2,821	1,721	1,237	1,197
Cash & Short-Term Investments	8,874	10,234	8,687	12,028	16,583	10,289	3,788	–	–	–	–	–	4,556	3,525	2,908	2,821	1,721	1,237	1,197
Property, Plant & Equipment	1,313	1,245	1,190	1,103	1,050	1,046	1,012	552	521	526	559	442	313	316	319	317	324	–	–
Gross Property, Plant & Equipment	1,771	1,695	1,584	1,466	1,393	1,348	1,279	803	752	723	760	625	612	609	609	596	–	–	–
Accumulated Depreciation	-458	-450	-394	-364	-342	-302	-267	-251	-231	-197	-201	-183	-298	-293	-290	-279	–	–	–
Land	245	224	192	171	152	129	113	104	107	107	112	102	97	105	103	94	–	–	–
Buildings & Improvements	701	644	582	521	496	459	441	373	380	362	365	240	231	239	248	244	–	–	–
Construction in Progress	44	24	37	40	15	41	44	45	11	20	82	118	10	3.50	4.27	7.61	–	–	–
Operating Lease Right-of-Use Assets	259	270	281	289	281	292	298	171	–	–	–	–	–	–	–	–	–	–	–
Goodwill	–	–	–	655	655	655	655	655	655	655	655	655	537	536	528	528	528	–	–
Intangible Assets	–	–	–	0.39	0.87	1.56	2.48	3.65	5.07	6.78	8.80	12	6.35	8.15	11	14	19	–	–
Total Assets	53,041	52,520	50,845	52,892	50,878	42,391	34,027	32,293	31,748	30,196	28,566	28,278	24,313	23,124	20,317	17,617	16,288	–	–
Operating Lease Liabilities	296	–	–	–	313	323	324	174	–	–	–	–	–	–	–	–	–	–	–
Total Liabilities	48,468	48,622	47,129	49,755	46,439	38,098	30,116	28,924	28,450	27,194	25,676	25,426	21,799	20,707	18,034	15,555	14,394	–	–
Preferred Stock	145	145	145	145	145	145	144	144	144	144	144	144	144	0	–	–	–	–	–
Common Stock	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.64	0.62	0.62	0.61	0.61	0.60	–	–
Additional Paid-In Capital	1,100	1,076	1,056	1,030	1,010	997	983	967	953	907	897	886	724	703	681	657	600	–	–
Retained Earnings	4,309	3,951	3,658	3,310	2,957	2,751	2,668	2,440	2,187	1,986	1,845	1,710	1,575	1,476	1,355	1,249	1,150	–	–
Treasury Stock	-140	-23	-24	0	-21	-114	-152	-120	-67	-10	-111	-32	-71	0	-0.37	–	-11	–	–
Comprehensive Income & Other	-843	-1,252	-1,119	-1,348	347	513	267	-64	80	-25	114	142	140	238	248	154	154	–	–
Shareholders' Equity	4,573	3,899	3,716	3,137	4,440	4,293	3,912	3,369	3,298	3,003	2,890	2,851	2,514	2,417	2,284	2,062	1,894	1,764	1,477
Total Equity	4,573	3,899	3,716	3,137	4,440	4,293	3,912	3,369	3,298	3,003	2,890	2,851	2,514	2,417	2,284	2,062	1,894	1,764	1,477
Total Liabilities & Equity	53,041	52,520	50,845	52,892	50,878	42,391	34,027	32,293	31,748	30,196	28,566	28,278	24,313	23,124	20,317	17,617	16,288	–	–
Loans, Net	21,610	20,485	18,578	16,927	16,088	17,218	14,618	13,968	12,990	11,822	11,351	10,888	9,423	9,119	7,885	7,991	8,242	–	–
Allowance for Credit Losses	281	270	246	228	249	263	132	132	155	153	136	100	92	104	110	126	125	110	–
Deposits	42,918	42,723	41,921	43,954	42,696	35,016	27,640	27,149	26,872	25,812	24,344	24,136	20,689	19,497	16,757	14,479	13,313	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 29.7%
Return on equity, FY2025: 15.3%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 14.4
Price to sales: 4.16
Price to book: 2.07
Dividend yield: 2.58%