CCGNasdaqInsurance Agents, Brokers & ServiceAlso trades as CCGWW
Cheche Group Inc.
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 27, 2026
$4.60−0.20 (-4.17%)
Close on Oct 19, 2026
Cheche statistics
Financials through Dec 31, 2025, price-based ratios appear once a share price is available, median of Insurance Agents, Brokers & Service companies for comparison
Valuation
| Measure | Cheche | Industry median |
|---|---|---|
| Market Cap | CN¥2.56B | CN¥1.55B |
| Enterprise Value | CN¥2.57B | CN¥1.13B |
| PS Ratio | 0.85 | 0.82 |
| PB Ratio | 7.20 | 2.15 |
| P/TBV Ratio | 9.58 | 1.09 |
Enterprise value
| Measure | Cheche | Industry median |
|---|---|---|
| EV / Sales | 0.85 | 0.56 |
Income (trailing twelve months)
| Measure | Cheche | Industry median |
|---|---|---|
| Revenue | CN¥3.01B | CN¥1.58B |
| Gross Profit | CN¥160.36M | CN¥160.36M |
| Operating Income | -CN¥20.89M | -CN¥29.97M |
| Pretax Income | -CN¥18.20M | -CN¥18.20M |
| Net Income | -CN¥17.79M | -CN¥17.79M |
| EBITDA | -CN¥18.79M | -CN¥26.26M |
| EPS (Diluted) | -0.22 CNY | 0.00 CNY |
Margins
| Measure | Cheche | Industry median |
|---|---|---|
| Gross Margin | 5.33% | 30.6% |
| Operating Margin | -0.69% | -3.86% |
| Pretax Margin | -0.60% | -0.68% |
| Profit Margin | -0.59% | -0.59% |
| EBITDA Margin | -0.62% | -3.34% |
| FCF Margin | -1.35% | 0.61% |
Returns
| Measure | Cheche | Industry median |
|---|---|---|
| Return on Equity (ROE) | -5.00% | -2.01% |
| Return on Assets (ROA) | -1.29% | -1.29% |
| Return on Invested Capital (ROIC) | -4.68% | |
| Return on Capital Employed (ROCE) | -5.65% | -3.84% |
Growth
| Measure | Cheche | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -13.3% | 26.7% |
| Revenue Growth (3Y CAGR) | 3.96% | 7.46% |
Balance sheet
| Measure | Cheche | Industry median |
|---|---|---|
| Cash & Short-Term Investments | CN¥82.70M | CN¥82.70M |
| Total Debt | CN¥100.10M | CN¥51.50M |
| Net Cash (Debt) | -CN¥17.40M | -CN¥7.98M |
| Net Cash Per Share | -0.21 CNY | -0.00 CNY |
| Equity (Book Value) | CN¥355.17M | CN¥411.23M |
| Book Value Per Share | 4.28 CNY | 1.43 CNY |
| Tangible Book Value | CN¥266.71M | CN¥331.14M |
| Working Capital | CN¥250.37M | CN¥200.32M |
Financial position
| Measure | Cheche | Industry median |
|---|---|---|
| Current Ratio | 1.23 | 1.23 |
| Quick Ratio | 1.11 | 0.93 |
| Debt / Equity | 0.28 | 0.15 |
| Interest Coverage | -9.16 |
Cash flow (trailing twelve months)
| Measure | Cheche | Industry median |
|---|---|---|
| Operating Cash Flow | -CN¥40.55M | -CN¥11.70M |
| Capital Expenditures | -CN¥75.00K | -CN¥8.25M |
| Free Cash Flow | -CN¥40.63M | CN¥9.63M |
| FCF Per Share | -0.49 CNY | 0.01 CNY |
Efficiency
| Measure | Cheche | Industry median |
|---|---|---|
| Asset Turnover | 2.18 | 1.18 |
| Revenue Per Employee | CN¥6.42M | CN¥4.26M |
| Profits Per Employee | -CN¥37.93K | -CN¥37.93K |
| Employee Count | 469 | 594 |
Dividends and yields
| Measure | Cheche | Industry median |
|---|---|---|
| Earnings Yield | -0.70% | -0.70% |
| FCF Yield | -1.59% | 7.23% |
Shares
| Measure | Cheche | Industry median |
|---|---|---|
| Shares Outstanding | 83,020,100 | 276,481,000 |
| Shares Change (YoY) | 5.81% | 5.38% |
| Float | 50,464,000 | 345,188,450 |
| Shares Held by Insiders | 39.2% | 39.4% |
Taxes
| Measure | Cheche | Industry median |
|---|---|---|
| Income Tax | -CN¥406.00K | CN¥46.00K |
Scores
| Measure | Cheche | Industry median |
|---|---|---|
| Altman Z-Score | 1.49 | 1.45 |
| Piotroski F-Score | 2 | 3 |
| Beneish M-Score | -2.33 |
Calculated by StockData from Cheche's SEC filings. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.