COASTAL FINANCIAL CORP

Coastal Financial Corporation is a bank holding company that operates primarily through its subsidiary, Coastal Community Bank, alongside Arlington Olympic LLC. The company operates through three reportable segments: the community bank, CCBX, and treasury and administration. Through its community bank segment, it provides commercial and retail banking products and services, including commercial and industrial loans, commercial real estate loans, residential mortgages, consumer loans, and various deposit accounts. Its CCBX segment delivers banking-as-a-service solutions that enable digital financial service partners to offer banking services, installment loans, and credit cards to their end consumers and businesses nationwide.

Headquartered in Everett, Washington, the company conducts its branch operations through 14 full-service banking locations across the Puget Sound region, with 12 locations in Snohomish County and two in neighboring King and Island counties. Through its 28 digital financial service partner relationships, its CCBX market reaches consumers, partners, and businesses throughout the United States.

Summary of the business section of Coastal Financial's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of December 31, 2025, we had 483 full-time equivalent employees, all were located in the United States; however, technology has allowed us to expand our reach to include a larger demographic with more remote employees working outside of our physical locations and throughout the country.”