CBSHNasdaqState Commercial BanksFiscal year ends December 31
COMMERCE BANCSHARES INC /MO/
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$55.69+0.13 (+0.23%)
Close on Oct 16, 2026
- Market cap
- –
- P/E (TTM)
- 13.8
- Dividend yield
- 1.88%
Commerce Bancshares statistics
Financials through Jun 30, 2026, price as of Oct 16, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| Market Cap | $7.99B | $679.86M |
| Enterprise Value | $5.10B | $418.07M |
| PS Ratio | 17.78 | 3.62 |
| PB Ratio | 1.83 | 1.18 |
| P/TBV Ratio | 2.02 | 1.42 |
| P/FCF Ratio | 6.58 | 10.93 |
| P/OCF Ratio | 6.33 | 10.04 |
Enterprise value
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| EV / Sales | 11.36 | 2.78 |
| EV / FCF | 4.21 | 8.40 |
Income (trailing twelve months)
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| Revenue | $449.36M | $170.85M |
| Pretax Income | $759.27M | $70.12M |
| Net Income | $583.59M | $54.33M |
Margins
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| Pretax Margin | 169.0% | 36.4% |
| Profit Margin | 129.9% | 29.1% |
| FCF Margin | 270.0% | 33.0% |
Returns
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 14.6% | 10.5% |
| Return on Assets (ROA) | 1.73% | 1.12% |
Growth
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 6.46% | 11.8% |
| Net Income Growth (YoY) | 4.55% | 23.1% |
| FCF Growth (YoY) | 145.2% | 27.1% |
| Revenue Growth (3Y CAGR) | 5.82% | 5.82% |
| Revenue Growth (5Y CAGR) | 5.72% | 6.17% |
| EPS Growth (3Y CAGR) | 4.90% | 1.26% |
| EPS Growth (5Y CAGR) | 8.88% | 8.24% |
Balance sheet
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $2.91B | $205.54M |
| Net Cash (Debt) | $2.91B | $164.40M |
| Net Cash Per Share | $20.27 | $8.13 |
| Equity (Book Value) | $4.36B | $560.44M |
| Book Value Per Share | $30.38 | $28.47 |
| Tangible Book Value | $3.96B | $472.29M |
Cash flow (trailing twelve months)
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| Operating Cash Flow | $1.26B | $61.20M |
| Capital Expenditures | -$48.62M | -$4.02M |
| Free Cash Flow | $1.21B | $52.43M |
| FCF Per Share | $8.46 | $3.07 |
Efficiency
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| Asset Turnover | 0.01 | 0.04 |
| Revenue Per Employee | $98.18K | $357.09K |
| Profits Per Employee | $127.51K | $107.23K |
| Employee Count | 4,577 | 528 |
Dividends and yields
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| Earnings Yield | 7.31% | 8.07% |
| FCF Yield | 15.2% | 8.89% |
| Dividend Yield | 1.88% | 2.48% |
| Buyback Yield | 4.22% | 1.52% |
| Shareholder Yield | 6.10% | 3.13% |
| Dividend Per Share | $1.05 | $0.93 |
| Dividend Growth (YoY) | 6.94% | 4.26% |
| Years of Dividend Growth | 4 | 2 |
| Payout Ratio | 26.7% | 29.4% |
| FCF Payout Ratio | 12.8% | 26.0% |
Shares
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| Shares Outstanding | 143,432,000 | 18,910,300 |
| Float | 138,482,000 | 16,895,350 |
| Shares Held by Insiders | 3.45% | 5.92% |
| Shares Held by Institutions | 76.0% | 61.9% |
Taxes
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| Income Tax | $168.43M | $14.50M |
| Effective Tax Rate | 22.2% | 21.1% |
Scores
| Measure | Commerce Bancshares | Industry median |
|---|---|---|
| Altman Z-Score | 0.18 | 0.21 |
Calculated by StockData from Commerce Bancshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.