CBKNasdaqState Commercial BanksFiscal year ends December 31
Commercial Bancgroup, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 12, 2026
$31.29−0.32 (-1.01%)
Close on Oct 19, 2026
- Market cap
- $428.68M
- P/E (TTM)
- 10.6
- Dividend yield
- 0.54%
Commercial Bancgroup statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Market Cap | $428.71M | $679.86M |
| Enterprise Value | $434.42M | $408.94M |
| PE Ratio | 10.64 | 12.00 |
| PS Ratio | 4.58 | 3.61 |
| PB Ratio | 1.42 | 1.18 |
| P/TBV Ratio | 1.48 | 1.41 |
| P/FCF Ratio | 11.11 | 10.93 |
| P/OCF Ratio | 10.48 | 10.04 |
Enterprise value
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| EV / Sales | 4.64 | 2.78 |
| EV / FCF | 11.26 | 8.25 |
Income (trailing twelve months)
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Revenue | $93.53M | $170.85M |
| Pretax Income | $49.41M | $70.12M |
| Net Income | $39.36M | $54.33M |
| EPS (Diluted) | $2.94 | $2.90 |
Margins
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Pretax Margin | 52.8% | 36.4% |
| Profit Margin | 42.1% | 29.1% |
| FCF Margin | 41.2% | 33.0% |
Returns
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Return on Equity (ROE) | 14.6% | 10.5% |
| Return on Assets (ROA) | 1.66% | 1.12% |
Growth
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 5.45% | 11.8% |
| Net Income Growth (YoY) | 21.4% | 23.1% |
| EPS Growth (YoY) | 11.8% | 22.7% |
Balance sheet
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $170.11M | $205.54M |
| Total Debt | $175.82M | $177.19M |
| Net Cash (Debt) | -$5.70M | $164.40M |
| Net Cash Per Share | -$0.42 | $8.13 |
| Equity (Book Value) | $302.62M | $560.44M |
| Book Value Per Share | $22.09 | $28.47 |
| Tangible Book Value | $290.61M | $472.29M |
Financial position
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Debt / Equity | 0.58 | 0.20 |
| Debt / FCF | 4.56 | 1.81 |
Cash flow (trailing twelve months)
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Operating Cash Flow | $40.89M | $61.20M |
| Capital Expenditures | -$2.32M | -$4.02M |
| Free Cash Flow | $38.58M | $52.43M |
| FCF Per Share | $2.82 | $3.07 |
Efficiency
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $332.85K | $353.78K |
| Profits Per Employee | $140.05K | $107.28K |
| Employee Count | 281 | 489 |
Dividends and yields
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Earnings Yield | 9.18% | 8.07% |
| FCF Yield | 9.00% | 8.89% |
| Dividend Yield | 0.54% | 2.48% |
| Shareholder Yield | 0.54% | 3.13% |
| Dividend Per Share | $0.17 | $0.93 |
| Dividend Growth (YoY) | 6.25% | 4.26% |
| Years of Dividend Growth | 1 | 2 |
| Payout Ratio | 6.96% | 29.4% |
| FCF Payout Ratio | 7.10% | 26.0% |
Shares
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Shares Outstanding | 13,701,300 | 18,839,100 |
| Shares Change (YoY) | 9.72% | 0.39% |
| Shares Change (QoQ) | 0.02% | 0.00% |
| Float | 8,729,790 | 17,061,900 |
| Shares Held by Insiders | 36.3% | 5.89% |
| Shares Held by Institutions | 55.5% | 61.9% |
Taxes
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Income Tax | $10.06M | $14.50M |
| Effective Tax Rate | 20.4% | 21.1% |
Scores
| Measure | Commercial Bancgroup | Industry median |
|---|---|---|
| Graham Number | $38.22 | $45.31 |
| Graham Upside | 22.2% | 21.6% |
| Altman Z-Score | 0.32 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Commercial Bancgroup's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.