PATHWARD FINANCIAL, INC.
Close on Oct 19, 2026
- Market cap
- $1.53B
- P/E (TTM)
- 9.1
- Dividend yield
- 0.28%
About Pathward Financial
National Commercial Banks, SIC 6021
Pathward Financial is a financial holding company that delivers banking, payment, and commercial finance services, primarily through its subsidiary bank. The company conducts business through three reportable segments: Consumer, Commercial, and Corporate Services/Other. Under its Consumer segment, the Partner Solutions business line provides debit and prepaid card issuance, deposit accounts, payment processing, merchant acquiring, ATM sponsorship, consumer credit, and tax-related financial offerings such as refund advances. Through the Commercial segment, the company offers commercial financing solutions, including working capital facilities, asset-based loans, factoring, equipment leases, and structured credit supported by government programs. Its customer base includes individuals, small to mid-sized businesses, community banks, credit unions, and independent tax preparers.
The institution operates across the United States, maintaining offices nationwide and serving more than 42,000 independent tax offices through its tax programs. Pathward Financial maintains its principal executive headquarters in Sioux Falls, South Dakota.
Summary of the business section of Pathward Financial's latest annual report, written by StockData.
Company profile
Company
- Legal name
- PATHWARD FINANCIAL, INC.
- Founded
- 1993
- Headquarters
- Sioux Falls, SD
- Address
- 5501 South Broadband Lane, P O Box 1307 57108
- Phone
- (605) 782-1767
- Website
- www.pathward.com
- Employees
- 1,015, Sep 30, 2020
- Industry
- National Commercial Banks
- Incorporated in
- Delaware
- Fiscal year ends
- September 30
- Auditor
- Crowe LLP, Chicago, Illinois
Stock & identifiers
- Ticker
- CASH
- Exchange
- Nasdaq
- IPO date
- Sep 20, 1993
- Shares outstanding
- 21M, Jul 29, 2026
- Public float
- $1.70B, Mar 31, 2025
- Filer category
- Large accelerated filer
- Stock splits
- 3-for-1, Nov 29, 2018; 3-for-1, Oct 5, 2018; 3-for-2, Jan 3, 1997
- SEC CIK
- 907471
- CUSIP
- 59100U108
- ISIN
- US59100U1088
- LEI
- 5493004X52BH1NBLW813
- EIN
- 42-1406262
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Brett L. Pharr | Chief Executive Officer, Director | 78,875 |
| Eric Anthony Ferri | EVP, Chief Risk Officer | 8,638 |
| Anthony M. Sharett | President | 35,316 |
| Greg Sigrist | Chief Financial Officer | 17,776 |
| Charles C. Ingram | EVP, Chief Info & Ops Officer | 31,298 |
| Jennifer W. Warren | SVP, Chief Accounting Officer | 8,034 |
| Nadia Dombrowski | Chief Legal and Admin Officer | 11,556 |
| Anjana Thatte Berde | Chief People & Culture Officer | 2,458 |
| Christopher Perretta | Director | 8,750 |
| Lizabeth H. Zlatkus | Director | 15,400 |
| Douglas J. Hajek | Director | 12,681 |
| Elizabeth G. Hoople | Director | 28,450 |
| Ronald D. McCray | Director | 14,557 |
| Becky S. Shulman | Director | 30,499 |
| Kendall E. Stork | Director | 21,553 |
| Neeraj Mehta | Director | 4,450 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Brett L. Pharr | $4.64M | $6.59M | $1.80M | $393 | $198 |
| FY2024 Brett L. Pharr | $4.33M | $7.10M | $1.77M | $349 | $177 |
| FY2023 Brett L. Pharr | $3.88M | $5.08M | $1.78M | $243 | $128 |
| FY2022 Brett L. Pharr | $3.81M | $2.82M | $1.44M | $173 | $137 |
| FY2021 Brett L. Pharr | $5.04M | $7.44M | $1.26M | $274 | $162 |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of September 30, 2020, we had approximately 1,015 full time equivalent employees in locations across the United States.”
Corporate history
Events identified from SEC filings