BSACNYSECommercial Banks, NECFiscal year ends December 31
BANCO SANTANDER CHILE
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Feb 27, 2026
$32.62−0.08 (-0.24%)
Close on Oct 19, 2026
Margins need revenue and profit figures
This company does not report the lines needed to calculate margins.
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Net income | +19.8% | +8.8% | – | +8.6% | |
| EPS, diluted | +19.8% | +8.8% | +13.3% | -45.6% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | -15.6% | 18.8% | |
| Return on assets | – | -1.0% | 1.5% | |
| Debt to equity | 2.60 | 2.32 | – | |
| Net debt to EBITDA | 7.82× | 6.84× | – | |
| Interest coverage | 0.7× | 1.1× | – | |
| Diluted shares | 188.45B | 188.45B | 188.45B |
Where the cash went
Fiscal 2021 to 2025, five years combined
Banco Santander Chile generated 2.81T CLP from operations and spent 2.55T CLP on capital expenditure, dividends and share buybacks. 13% of that went back into the business.
Generated
2.81T CLP
Used
2.55T CLP
Capital expenditure338.63B CLP13%Dividends2.21T CLP87%Share buybacks0 CLP0%
DuPont needs revenue, assets and equity
This company does not report all three for consecutive years.
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
4of 5 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero1.02T CLP
- Cash generatingOperating cash flow above zero55.41B CLP
- Return on assets improvedROA up on the prior year1.2% → 1.5%
- Earnings backed by cashOperating cash flow above net income55.41B CLP vs 1.02T CLP
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise188.45B → 188.45B
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose– → –