BANK OF THE JAMES FINANCIAL GROUP INC
Close on Oct 19, 2026
- Market cap
- $121.40M
- P/E (TTM)
- 10.6
- Dividend yield
- 1.50%
About Bank Of The James Financial
State Commercial Banks, SIC 6022
Bank of the James Financial Group, Inc. operates as a bank holding company offering banking, mortgage, and investment advisory solutions. The company organizes its business into community banking, mortgage lending, and investment advisory services segments. Through these operations, it provides commercial loans, commercial real estate loans, residential mortgages, consumer loans, revolving credit, and construction financing, alongside standby letters of credit and deposit-related activities. Its customer base consists of retail consumers, commercial enterprises, and local business clients seeking personal banking, business lending, and financial advisory services.
The institution conducts its regional operations in the Commonwealth of Virginia, serving communities across Lynchburg, Roanoke, Charlottesville, Forest, Bedford, Amherst, Altavista, Appomattox, and Madison Heights. Bank of the James Financial Group, Inc. maintains its principal executive offices and corporate headquarters at 828 Main Street in Lynchburg, Virginia.
Summary of the business section of Bank Of The James Financial's latest annual report, written by StockData.
Company profile
Company
- Legal name
- BANK OF THE JAMES FINANCIAL GROUP INC
- Headquarters
- Lynchburg, VA
- Address
- P O Box 1200 24505
- Phone
- (434) 846-2000
- Employees
- 175, Dec 31, 2025
- Industry
- State Commercial Banks
- Incorporated in
- Virginia
- Fiscal year ends
- December 31
- Auditor
- Elliott Davis, PLLC, Raleigh, North Carolina, U.S
Stock & identifiers
- Ticker
- BOTJ
- Exchange
- Nasdaq
- Shares outstanding
- 5M, Aug 12, 2026
- Public float
- $55.85M, Jun 30, 2025
- Filer category
- Non-accelerated filer<br>Smaller reporting company
- Stock splits
- 11-for-10, Jun 24, 2021; 11-for-10, Jun 17, 2010; 11-for-10, Jun 13, 2008; 5-for-4, Mar 13, 2006; 3-for-2, Mar 7, 2005; 11-for-10, Jan 2, 2004
- SEC CIK
- 1275101
- CUSIP
- 470299108
- ISIN
- US4702991088
- EIN
- 20-0500300
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Robert R. Chapman | President, Director | 124,118 |
| J. Todd Scruggs | Secretary-Treasurer, Director | 33,507 |
| Michael A. Syrek | President - Bank of the James | 15,350 |
| Eric John Sorenson Jr | EVP | 5,904 |
| Harry P. Umberger Jr | EVP - Chief Credit Officer | 2,025 |
| Lewis C. Addison | Director | 19,791 |
| William C. Bryant Iii | Director | 78,366 |
| Watt R. Foster Jr | Director | 132,126 |
| Phillip C. Jamerson | Director | 18,190 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Robert R. Chapman III | $873.90K | $873.90K | $538.90K | $168 | – |
| FY2024 Robert R. Chapman III | $839.94K | $839.94K | $550.05K | $140 | – |
| FY2023 Robert R. Chapman III | $650.51K | $650.51K | $527.86K | $105 | – |
| FY2022 Robert R. Chapman III | $617.41K | $617.41K | $457.21K | $79 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of March 25, 2026, we had approximately 175 employees, 162 of which are full-time and 13 of which are part-time.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| May 15, 2024 | Late filing | Notification of late filing |
| Mar 15, 2024 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Jan 23, 2012 | Listing | Registration of securities on an exchange (Form 8-A) |
| Nov 23, 2005 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Nov 7, 2005 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Apr 1, 2005 | Late filing | Notification of late filing |