BHBNYSEState Commercial BanksFiscal year ends December 31
BAR HARBOR BANKSHARES
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$38.11−0.10 (-0.26%)
Close on Oct 19, 2026
- Market cap
- $640.57M
- P/E (TTM)
- 12.9
- Dividend yield
- 3.31%
Bar Harbor Bankshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Market Cap | $638.96M | $679.86M |
| Enterprise Value | $680.09M | $408.94M |
| PE Ratio | 12.88 | 11.99 |
| PS Ratio | 3.30 | 3.59 |
| PB Ratio | 1.16 | 1.18 |
| P/TBV Ratio | 1.63 | 1.41 |
| P/FCF Ratio | 11.18 | 10.89 |
| P/OCF Ratio | 9.97 | 10.01 |
Enterprise value
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| EV / Sales | 3.52 | 2.76 |
| EV / FCF | 11.89 | 8.23 |
Income (trailing twelve months)
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Revenue | $193.41M | $170.85M |
| Pretax Income | $62.14M | $70.12M |
| Net Income | $49.37M | $54.33M |
| EPS (Diluted) | $2.96 | $2.91 |
Margins
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Pretax Margin | 32.1% | 36.5% |
| Profit Margin | 25.5% | 29.1% |
| FCF Margin | 29.6% | 33.2% |
Returns
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 9.70% | 10.6% |
| Return on Assets (ROA) | 1.12% | 1.12% |
Growth
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 29.3% | 11.8% |
| Net Income Growth (YoY) | 25.0% | 23.2% |
| EPS Growth (YoY) | 14.7% | 23.1% |
| FCF Growth (YoY) | 24.5% | 28.5% |
| Revenue Growth (3Y CAGR) | 79.2% | 5.82% |
| Revenue Growth (5Y CAGR) | 46.9% | 6.17% |
| EPS Growth (3Y CAGR) | -7.09% | 1.31% |
| EPS Growth (5Y CAGR) | 1.17% | 8.24% |
Balance sheet
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $104.39M | $205.54M |
| Total Debt | $145.52M | $177.19M |
| Net Cash (Debt) | -$41.13M | $164.40M |
| Net Cash Per Share | -$2.45 | $8.13 |
| Equity (Book Value) | $549.55M | $563.88M |
| Book Value Per Share | $32.78 | $28.47 |
| Tangible Book Value | $392.49M | $475.36M |
Financial position
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Debt / Equity | 0.26 | 0.20 |
| Debt / FCF | 2.55 | 1.81 |
Cash flow (trailing twelve months)
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Operating Cash Flow | $64.09M | $61.52M |
| Capital Expenditures | -$6.92M | -$4.08M |
| Free Cash Flow | $57.18M | $52.15M |
| FCF Per Share | $3.41 | $3.05 |
Efficiency
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $364.92K | $353.78K |
| Profits Per Employee | $93.16K | $107.28K |
| Employee Count | 530 | 489 |
Dividends and yields
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Earnings Yield | 7.73% | 8.13% |
| FCF Yield | 8.95% | 8.91% |
| Dividend Yield | 3.31% | 2.48% |
| Shareholder Yield | 3.31% | 3.13% |
| Dividend Per Share | $1.26 | $0.93 |
| Dividend Growth (YoY) | 6.78% | 4.26% |
| Years of Dividend Growth | 11 | 2 |
| Payout Ratio | 44.3% | 29.3% |
| FCF Payout Ratio | 38.3% | 26.0% |
Shares
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Shares Outstanding | 16,766,100 | 18,839,100 |
| Shares Change (YoY) | 8.47% | 0.40% |
| Shares Change (QoQ) | 0.07% | 0.00% |
| Float | 16,087,200 | 17,061,900 |
| Shares Held by Insiders | 4.05% | 5.89% |
| Shares Held by Institutions | 63.7% | 61.9% |
Taxes
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Income Tax | $12.76M | $14.50M |
| Effective Tax Rate | 20.5% | 21.1% |
Scores
| Measure | Bar Harbor Bankshares | Industry median |
|---|---|---|
| Graham Number | $46.72 | $45.31 |
| Graham Upside | 22.6% | 21.9% |
| Altman Z-Score | 0.23 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Bar Harbor Bankshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.