BCTFOTCSavings Institution, Federally CharteredFiscal year ends December 31
Bancorp 34, Inc.
Financials through Q4 FY2024, quarter ended Dec 31, 2024Last filing: 10-K on Mar 6, 2025
$15.74−0.31 (-1.95%)
Close on Oct 19, 2026
- Market cap
- –
- P/E (TTM)
- 63.0
- Dividend yield
- –
Bancorp 34 statistics
Financials through Dec 31, 2024, price as of Oct 19, 2026, median of Savings Institution, Federally Chartered companies for comparison
Valuation
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| Market Cap | $104.91M | $679.86M |
| Enterprise Value | -$8.68M | $408.94M |
| PS Ratio | 3.01 | 3.61 |
| PB Ratio | 1.21 | 1.18 |
| P/TBV Ratio | 1.21 | 1.41 |
| P/FCF Ratio | 42.41 | 10.93 |
| P/OCF Ratio | 35.28 | 10.04 |
Enterprise value
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| EV / Sales | -0.25 | 2.78 |
| EV / FCF | -3.51 | 8.25 |
Income (trailing twelve months)
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| Revenue | $34.86M | $170.85M |
| Pretax Income | $615.00K | $70.12M |
| Net Income | $1.69M | $54.33M |
Margins
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| Pretax Margin | 1.76% | 36.4% |
| Profit Margin | 4.85% | 29.1% |
| FCF Margin | 7.10% | 33.0% |
Returns
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| Return on Equity (ROE) | 1.95% | 10.5% |
| Return on Assets (ROA) | 0.18% | 1.12% |
Growth
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| Revenue Growth (5Y CAGR) | 19.0% | 6.17% |
| EPS Growth (5Y CAGR) | -5.40% | 8.24% |
Balance sheet
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $113.60M | $205.54M |
| Net Cash (Debt) | $113.60M | $164.40M |
| Net Cash Per Share | $17.04 | $8.13 |
| Equity (Book Value) | $86.52M | $560.44M |
| Book Value Per Share | $12.98 | $28.47 |
| Tangible Book Value | $86.52M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| Operating Cash Flow | $2.97M | $61.20M |
| Capital Expenditures | -$500.00K | -$4.02M |
| Free Cash Flow | $2.47M | $52.43M |
| FCF Per Share | $0.37 | $3.07 |
Efficiency
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $338.41K | $353.78K |
| Profits Per Employee | $16.40K | $107.28K |
| Employee Count | 103 | 489 |
Dividends and yields
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| Earnings Yield | 1.61% | 8.07% |
| FCF Yield | 2.36% | 8.89% |
Shares
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| Shares Outstanding | 6,665,420 | 18,839,100 |
| Float | 6,665,420 | 17,061,900 |
| Shares Held by Insiders | 0.00% | 5.89% |
| Shares Held by Institutions | 2.54% | 61.9% |
Taxes
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| Income Tax | -$1.07M | $14.50M |
| Effective Tax Rate | -174.6% | 21.1% |
Scores
| Measure | Bancorp 34 | Industry median |
|---|---|---|
| Altman Z-Score | 0.15 | 0.21 |
Calculated by StockData from Bancorp 34's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.