BCHNYSECommercial Banks, NEC
BANK OF CHILE
Financials through fiscal 2024, year ended Dec 31, 2024Last filing: 20-F on Apr 30, 2026
$38.97+0.06 (+0.15%)
Close on Oct 19, 2026
Margins
Share of revenue, fiscal years 2014 to 2024
Operating margin
–
Growth rates
Compound annual growth to fiscal 2024
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Operating income | -6.7% | +5.9% | +15.4% | – | |
| EPS, diluted | -9.1% | +5.7% | +15.6% | – | |
| Free cash flow | +116.2% | +7.4% | +22.3% | – |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2015 | FY2019 | FY2024 | Trend |
|---|---|---|---|---|
| Return on equity | – | -15.9% | – | |
| Return on assets | – | -1.6% | – | |
| Interest coverage | 1.0× | 1.0× | 1.0× | |
| Capex to revenue | – | – | – | |
| Diluted shares | 99.44B | 101.02B | 101.02B |
Where the cash went
Fiscal 2020 to 2024, five years combined
Bank Of Chile generated 11.03T CLP from operations and spent 2.92T CLP on capital expenditure, dividends and share buybacks. 4% of that went back into the business.
Generated
11.03T CLP
Used
2.92T CLP
Capital expenditure122.48B CLP4%Dividends2.79T CLP96%Share buybacks0 CLP0%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin-1025549.5%
×Asset turnover0.00×
×Equity multiplier11.00×
=Return on equity, FY2021-24.0%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2021 | -1025549.5% | 0.00× | 11.00× | -24.0% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2024 against fiscal 2023
2of 2 tests passed in fiscal 2024. Some tests lack the figures they need.
- ProfitableNet income above zero–
- Cash generatingOperating cash flow above zero3.69T CLP
- Return on assets improvedROA up on the prior year– → –
- Earnings backed by cashOperating cash flow above net income3.69T CLP vs –
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise101.02B → 101.02B
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose– → –