BBVANYSECommercial Banks, NECFiscal year ends December 31Also trades as BBVXF

BANCO BILBAO VIZCAYA ARGENTARIA, S.A.

Financials through fiscal 2025, year ended Dec 31, 2025

$25.25−0.47 (-1.83%)

Close on Oct 19, 2026

BANCO BILBAO VIZCAYA ARGENTARIA, S.A. income statement

AnnualQuarterlyTTM

EUR USD

Millions of EUR, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31
Gross Profit	36,931	35,481	29,542	24,743	21,066	20,166	21,522	20,936	25,270	24,653	23,362
General & Administrative	12,811	12,660	10,905	9,373	8,296	7,799	8,769	-3,816	4,541	-4,644	-4,563
Advertising Expenses	564	441	349	266	207	186	250	336	352	398	–
Operating Income	16,153	15,345	12,432	10,372	7,484	5,153	7,202	6,807	7,222	6,874	6,251
Interest Expense	32,065	36,392	24,761	12,309	8,329	7,797	11,972	-11,669	-11,537	1.00	1.00
Interest & Investment Income	–	–	–	–	–	–	–	55	26	26	53
Income from Equity Investments	62	40	26	21	1.00	-39	-42	-7.00	4.00	25	174
Pretax Income	16,227	15,405	12,419	10,268	7,247	5,248	7,046	7,565	6,931	6,392	4,603
Income Tax Expense	5,100	4,830	4,003	3,505	1,909	1,459	1,943	-2,042	-2,174	-1,699	-1,274
Income from Continuing Operations	11,126	10,575	8,416	6,763	5,338	3,789	5,103	5,523	4,757	4,693	3,328
Income from Discontinued Operations	0	0	0	0	280	-1,729	-758	704	0	0	0
Net Income incl. Noncontrolling Interests	11,126	10,575	8,416	6,763	5,618	2,060	4,345	6,227	4,757	4,693	3,328
Minority Interest in Earnings	-615	-521	-397	-405	-965	756	833	5,400	3,514	3,475	686
Net Income	10,511	10,054	8,019	6,358	4,653	1,305	3,512	5,400	3,514	3,475	2,642
Net Income to Common	–	–	–	–	–	–	–	–	3,218	3,215	2,430
EPS (Basic)(per share)	1.76	1.68	1.29	0.98	0.67	0.14	0.47	0.75	0.46	0.49	0.37
Shares Outstanding (Basic, Weighted)(shares)	5,762	5,793	5,988	–	–	0.01	0.01	0.01	6,642	6,468	6,290
Shares Outstanding (Diluted, Weighted)(shares)	5,762	5,793	5,988	–	–	0.01	0.01	0.01	6,642	6,592	6,647
Dividend per Share(per share)	–	–	–	0.99	0.67	0.14	–	–	–	–	–
EBITDA	17,674	16,878	13,835	11,700	8,718	6,441	8,588	7,841	8,609	8,300	7,523
Premiums Earned	-3,627	-3,494	-2,897	-2,575	–	–	–	–	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, FY

Gross margin: –
Operating margin: –
Net margin: –
Return on equity, FY2025: –

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: –
Price to sales: –
Price to book: –
Dividend yield: –

Valuation ratios need the share price and fill in once daily prices are connected.