BAPNYSECommercial Banks, NECFiscal year ends December 31
CREDICORP LTD
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 27, 2026
$383.95−6.31 (-1.62%)
Close on Oct 19, 2026
Credicorp statistics
Financials through Dec 31, 2025, price-based ratios appear once a share price is available
Income (trailing twelve months)
| Revenue | 28.56B PEN |
|---|---|
| Pretax Income | 9.95B PEN |
| Net Income | 6.93B PEN |
| EBITDA | 15.91B PEN |
| EPS (Diluted) | 87.08 PEN |
Margins
| Pretax Margin | 34.8% |
|---|---|
| Profit Margin | 24.3% |
| EBITDA Margin | 55.7% |
| FCF Margin | 29.1% |
Returns
| Return on Equity (ROE) | 19.0% |
|---|---|
| Return on Assets (ROA) | 2.65% |
Growth
| Revenue Growth (YoY) | 3.94% |
|---|---|
| Net Income Growth (YoY) | 25.9% |
| EPS Growth (YoY) | 26.0% |
| FCF Growth (YoY) | -41.4% |
| Revenue Growth (3Y CAGR) | 10.9% |
| Revenue Growth (5Y CAGR) | 9.17% |
| EPS Growth (3Y CAGR) | 14.3% |
| EPS Growth (5Y CAGR) | 82.0% |
Balance sheet
| Cash & Short-Term Investments | 48.97B PEN |
|---|---|
| Net Cash (Debt) | 48.97B PEN |
| Net Cash Per Share | 3261.49 PEN |
| Equity (Book Value) | 38.37B PEN |
| Book Value Per Share | 2555.12 PEN |
| Tangible Book Value | 33.60B PEN |
Cash flow (trailing twelve months)
| Operating Cash Flow | 8.61B PEN |
|---|---|
| Capital Expenditures | -284.71M PEN |
| Free Cash Flow | 8.32B PEN |
| FCF Per Share | 554.18 PEN |
Efficiency
| Asset Turnover | 0.11 |
|---|---|
| Revenue Per Employee | 575.93K PEN |
| Profits Per Employee | 139.68K PEN |
| Employee Count | 49,581 |
Dividends and yields
| Payout Ratio | 45.9% |
|---|---|
| FCF Payout Ratio | 38.2% |
Shares
| Shares Outstanding | 15,015,700 |
|---|---|
| Shares Change (YoY) | -0.11% |
| Float | 6,296,290 |
| Shares Held by Insiders | 58.1% |
Taxes
| Income Tax | 2.86B PEN |
|---|---|
| Effective Tax Rate | 28.8% |
Scores
| Graham Number | 2237.46 PEN |
|---|---|
| Piotroski F-Score | 6 |
Calculated by StockData from Credicorp's SEC filings. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.