BAFNNasdaqState Commercial BanksFiscal year ends December 31

BayFirst Financial Corp.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 14, 2026

$6.44+0.24 (+3.87%)

Close on Oct 19, 2026

Market cap: $26.45M
P/E (TTM): –
Dividend yield: 2.48%

BayFirst Financial Corp. income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31
Revenue	63	96	86	62	58	131
Advertising Expenses	1.43	2.05	3.34	2.66	2.70	3.55
Interest Expense	–	–	32	8.57	7.30	10
Merger & Restructuring Charges	7.28	0	–	–	–	–
Gain (Loss) on Sale of Assets	0	12	0	–	–	–
Pretax Income	-33	14	8.03	7.04	12	16
Income Tax Expense	-8.45	3.52	2.12	1.56	2.69	3.08
Income from Continuing Operations	-25	10	5.92	5.48	9.03	–
Income from Discontinued Operations	0	-0.07	-0.21	-5.83	16	–
Net Income	-25	10	5.70	-0.35	25	13
Preferred Dividends	1.54	1.54	0.97	0.83	1.01	0.86
Net Income to Common	-26	8.65	4.74	-1.18	24	12
EPS (Basic)(per share)	-6.32	2.09	1.16	-0.29	6.21	3.45
EPS (Diluted)(per share)	-6.32	2.09	1.12	-0.22	5.91	3.01
Shares Outstanding (Basic, Weighted)(shares)	4.13	4.13	4.10	4.02	3.80	3.43
Shares Outstanding (Diluted, Weighted)(shares)	4.13	4.13	4.58	4.22	4.07	4.00
Dividend per Share(per share)	0.16	0.24	0.32	0.32	0.28	0.27
Net Interest Income	45	37	36	30	37	33
Non-Interest Income	18	59	50	32	22	98
Provision for Credit Losses	–	–	–	–	-3.50	17
Non-Interest Expense	70	67	68	55	50	98

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: -182.3%
Return on equity, FY2025: -26.1%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: –
Price to sales: 0.80
Price to book: 0.23
Dividend yield: 2.48%