ALRSNasdaqNational Commercial BanksFiscal year ends December 31
ALERUS FINANCIAL CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 3, 2026
$31.16−0.18 (-0.57%)
Close on Oct 19, 2026
- Market cap
- $791.31M
- P/E (TTM)
- 28.9
- Dividend yield
- 2.66%
Alerus Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Market Cap | $775.99M | $679.86M |
| Enterprise Value | $1.01B | $408.94M |
| PE Ratio | 28.85 | 11.99 |
| PS Ratio | 3.27 | 3.59 |
| PB Ratio | 1.33 | 1.18 |
| P/TBV Ratio | 1.66 | 1.41 |
| P/FCF Ratio | 8.69 | 10.89 |
| P/OCF Ratio | 8.12 | 10.01 |
Enterprise value
| Measure | Alerus Financial | Industry median |
|---|---|---|
| EV / Sales | 4.27 | 2.76 |
| EV / FCF | 11.33 | 8.23 |
Income (trailing twelve months)
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Revenue | $237.21M | $170.85M |
| Pretax Income | $36.20M | $70.12M |
| Net Income | $27.71M | $54.33M |
| EPS (Diluted) | $1.08 | $2.91 |
Margins
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Pretax Margin | 15.3% | 36.5% |
| Profit Margin | 11.7% | 29.1% |
| FCF Margin | 37.7% | 33.2% |
Returns
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 4.96% | 10.6% |
| Return on Assets (ROA) | 0.52% | 1.12% |
Growth
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -11.0% | 11.8% |
| Net Income Growth (YoY) | -28.4% | 23.2% |
| EPS Growth (YoY) | -30.8% | 23.1% |
| FCF Growth (YoY) | 220.0% | 28.5% |
| Revenue Growth (3Y CAGR) | 2.08% | 5.82% |
| Revenue Growth (5Y CAGR) | -0.77% | 6.17% |
| EPS Growth (3Y CAGR) | -31.3% | 1.31% |
| EPS Growth (5Y CAGR) | -23.0% | 8.24% |
Balance sheet
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $109.01M | $205.54M |
| Total Debt | $345.00M | $177.19M |
| Net Cash (Debt) | -$235.99M | $164.40M |
| Net Cash Per Share | -$9.48 | $8.13 |
| Equity (Book Value) | $583.14M | $563.88M |
| Book Value Per Share | $23.42 | $28.47 |
| Tangible Book Value | $468.09M | $475.36M |
Financial position
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Debt / Equity | 0.59 | 0.20 |
| Debt / FCF | 3.86 | 1.81 |
Cash flow (trailing twelve months)
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $95.54M | $61.52M |
| Capital Expenditures | -$6.23M | -$4.08M |
| Free Cash Flow | $89.31M | $52.15M |
| FCF Per Share | $3.59 | $3.05 |
Efficiency
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $274.55K | $353.78K |
| Profits Per Employee | $32.07K | $107.28K |
| Employee Count | 864 | 489 |
Dividends and yields
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Earnings Yield | 3.57% | 8.13% |
| FCF Yield | 11.5% | 8.91% |
| Dividend Yield | 2.66% | 2.48% |
| Buyback Yield | 1.83% | 1.55% |
| Shareholder Yield | 4.49% | 3.13% |
| Dividend Per Share | $0.83 | $0.93 |
| Dividend Growth (YoY) | 5.06% | 4.26% |
| Years of Dividend Growth | 8 | 2 |
| Payout Ratio | 76.1% | 29.3% |
| FCF Payout Ratio | 23.6% | 26.0% |
Shares
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Shares Outstanding | 24,903,200 | 18,839,100 |
| Shares Change (YoY) | 6.09% | 0.40% |
| Shares Change (QoQ) | -0.91% | 0.00% |
| Float | 23,883,200 | 17,061,900 |
| Shares Held by Insiders | 4.10% | 5.89% |
| Shares Held by Institutions | 65.3% | 61.9% |
Taxes
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Income Tax | $8.50M | $14.50M |
| Effective Tax Rate | 23.5% | 21.1% |
Scores
| Measure | Alerus Financial | Industry median |
|---|---|---|
| Graham Number | $23.85 | $45.31 |
| Graham Upside | -23.4% | 21.9% |
| Altman Z-Score | 0.22 | 0.21 |
| Piotroski F-Score | 4 | 6 |
Calculated by StockData from Alerus Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.