AIZNYSEInsurance Carriers, NECFiscal year ends December 31Also trades as AIZN
ASSURANT, INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$280.56−2.75 (-0.97%)
Close on Oct 19, 2026
- Market cap
- $13.98B
- P/E (TTM)
- 13.3
- Dividend yield
- 1.17%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
6.8%+2.2 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +7.9% | +7.9% | +6.0% | +2.2% | |
| Net income | +14.8% | +46.7% | +14.6% | +19.9% | |
| EPS, diluted | +17.1% | +49.7% | +19.4% | +23.5% | |
| Free cash flow | +43.8% | +57.3% | +5.5% | +30.1% | |
| Dividend per share | +10.8% | +6.2% | +5.2% | +9.1% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 13.1% | 7.6% | 15.9% | |
| Return on assets | 1.9% | 1.0% | 2.4% | |
| Capex to revenue | 1.1% | 1.3% | 1.8% | |
| Diluted shares | 62M | 63M | 51M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Assurant generated $5.68B from operations and spent $4.03B on capital expenditure, dividends and share buybacks. 26% of that went back into the business.
Generated
$5.68B
Used
$4.03B
Capital expenditure$1.03B26%Dividends$784.40M19%Share buybacks$2.22B55%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin6.8%
×Asset turnover0.36×
×Equity multiplier6.50×
=Return on equity, FY202515.9%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 6.8% | 0.36× | 6.50× | 15.9% |
| FY2024 | 6.4% | 0.35× | 6.92× | 15.3% |
| FY2023 | 5.8% | 0.33× | 7.39× | 14.2% |
| FY2022 | 2.7% | 0.30× | 6.92× | 5.7% |
| FY2021 | 13.4% | 0.26× | 6.88× | 23.9% |
| FY2020 | 4.6% | 0.22× | 7.66× | 7.6% |
| FY2019 | 4.0% | 0.22× | 7.93× | 7.1% |
| FY2018 | 3.1% | 0.22× | 7.77× | 5.4% |
| FY2017 | 8.1% | 0.21× | 7.36× | 12.4% |
| FY2016 | 7.5% | 0.25× | 6.93× | 13.1% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
6of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$872.70M
- Cash generatingOperating cash flow above zero$1.83B
- Return on assets improvedROA up on the prior year2.3% → 2.5%
- Earnings backed by cashOperating cash flow above net income$1.83B vs $872.70M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise52M → 51M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.35 → 0.37