AAMENasdaqLife InsuranceFiscal year ends December 31

ATLANTIC AMERICAN CORP

Financials through Q4 FY2025, quarter ended Dec 31, 2025Last filing: 10-K/A on Oct 19, 2026

$1.45+0.40 (+38.10%)

Close on Oct 19, 2026

Market cap: $29.58M
P/E (TTM): 5.2
Dividend yield: 1.38%

ATLANTIC AMERICAN CORP income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31
Revenue	210	188	187	188	200	195	198	186	181	166	166	166	165	140	118	107
Total Costs & Expenses	203	190	187	186	194	180	199	187	176	163	160	161	154	135	115	106
Operating Income	3.70	-1.32	1.54	9.63	-1.50	12	-7.49	-3.93	-3.81	0.93	0.85	2.58	2.47	3.65	3.29	0.62
Interest Expense	3.08	3.42	3.27	1.95	1.39	1.61	2.13	2.04	1.72	1.56	1.43	1.61	1.90	2.63	2.60	2.61
Income from Equity Investments	-0.58	-0.77	-0.36	0.24	-0.29	–	–	–	–	–	–	–	–	–	–	–
Asset Impairment Charges	0	0	0	0	0	0	0	0	–	–	–	–	–	–	–	–
Gain (Loss) on Investments	4.49	-1.52	-2.18	-7.56	1.89	-3.34	6.73	-1.92	0	–	–	–	–	–	–	–
Pretax Income	7.72	-1.63	-0.57	2.10	5.30	16	-0.41	-0.97	5.36	3.52	5.71	4.90	11	5.08	3.32	–
Income Tax Expense	1.70	-0.23	-0.39	0.57	1.02	3.33	-0.02	-0.27	0.83	0.89	1.32	0.47	0.18	0.65	0.03	-0.37
Net Income	6.02	-1.39	-0.17	1.53	4.28	12	-0.39	-0.70	4.53	2.64	4.39	4.43	11	4.44	3.29	0.99
Preferred Dividends	0.40	0.40	0.40	0.40	0.40	0.40	0.40	0.40	0.40	0.40	0.40	0.47	0.48	0.51	0.51	0.51
Net Income to Common	5.62	-1.79	-0.57	1.13	3.88	12	-0.79	-1.10	4.13	2.24	3.99	3.96	11	3.93	2.78	0.48
EPS (Basic)(per share)	0.28	-0.09	-0.03	0.06	0.19	0.58	-0.04	-0.05	0.20	0.11	0.19	0.19	0.50	0.19	0.13	0.02
EPS (Diluted)(per share)	0.28	-0.09	-0.03	0.06	0.19	0.56	-0.04	-0.05	0.20	0.11	0.19	0.19	0.48	0.18	0.12	0.02
Shares Outstanding (Basic, Weighted)(shares)	20	20	20	20	20	20	20	20	20	20	21	21	21	21	22	–
Shares Outstanding (Diluted, Weighted)(shares)	20	20	20	20	20	22	20	20	20	20	21	21	23	21	22	–
Dividend per Share(per share)	0.02	0.02	0.02	0.02	0.02	0.00	0.02	0.02	0.02	–	–	–	–	–	–	–
EBITDA	4.14	-0.95	2.19	11	-0.49	12	-6.50	-2.94	-2.37	2.13	1.97	3.52	3.07	4.12	3.68	1.00
Provision for Credit Losses	-0.03	0.00	0.03	0	–	–	–	–	–	–	–	–	–	–	–	–
Premiums Earned	196	179	179	185	184	184	182	173	163	153	151	153	146	127	107	98
Net Investment Income	10	9.79	10	9.93	8.53	7.74	8.98	9.55	8.50	–	–	–	11	12	11	9.74
Policyholder Benefits & Claims	138	124	123	123	132	120	139	133	118	103	101	106	100	90	74	67

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2025

Profitability, TTM

Gross margin: –
Operating margin: 1.8%
Net margin: 2.9%
Return on equity, FY2025: 5.2%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 5.2
Price to sales: 0.14
Price to book: 0.24
Dividend yield: 1.38%