Triumph Financial vs Tompkins Financial
TFIN and TMP side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How TFIN and TMP compare
Triumph Financial and Tompkins Financial are about the same size, with market caps of $1.4B and $1.4B.
On earnings, Tompkins Financial is cheaper: it trades at 8.0× trailing earnings, against 30.1× for Triumph Financial.
Tompkins Financial grew revenue faster over the last twelve months (117% versus 11.7% for Triumph Financial).
Tompkins Financial keeps more of each dollar of sales as profit, with a net margin of 39.6% compared with 10.7% at Triumph Financial.
Tompkins Financial pays a dividend yielding 2.0%; Triumph Financial does not pay one.
Tompkins Financial scores higher on the StockData Score (16 against 8 for Triumph Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | TFIN | TMP |
|---|---|---|
| Size and price | ||
| Market cap | $1.4B | $1.4B |
| Share price | $59.05 | $100.14 |
| Change, 1 year | 8.9% | 47.0% |
| Change, 5 years | −54.7% | 20.8% |
| Beta (5Y) | 1.35 | 0.61 |
| Employees | 1,107 | 870 |
| StockData Score | ||
| Total score | 8 | 16 (better) |
| Valuation score | 3 | 3 |
| Growth score | 2 | 3 (better) |
| Performance score | 0 | 3 (better) |
| Health score | 3 | 3 |
| Dividend score | 0 | 4 (better) |
| Valuation | ||
| P/E | 30.1× | 8.0× (better) |
| P/S | 3.0× (better) | 3.2× |
| P/B | 1.4× | – |
| P/FCF | – | 28.9× |
| PEG | – | 0.33 |
| FCF yield | – | 3.5% |
| Fair value | $59.81 | – |
| Margin of safety | 1.3% | – |
| Growth | ||
| Revenue growth (TTM) | 11.7% | 117% (better) |
| Revenue growth, 5Y average | 4.9% (better) | 2.9% |
| Net income growth (TTM) | 405% (better) | 113% |
| EPS growth (TTM) | 576% (better) | 113% |
| EPS growth, 5Y average | −18.1% | 16.7% (better) |
| Profitability | ||
| Net margin | 10.7% | 39.6% (better) |
| FCF margin | – | 10.9% |
| Return on equity | 5.3% | – |
| Financial health | ||
| Altman Z-score | 0.30 (better) | 0.27 |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | – | 2.0% |
| Payout ratio | 6.4% | 21.5% |
| Years of dividend growth | – | 16 |
| Dividend growth, 5Y average | – | 8.3% |
| Buyback yield | 0.16% | 0.43% (better) |
| Shareholder yield | 0.16% | 2.5% (better) |
| Ownership | ||
| Held by institutions | 97.1% | 70.7% |
| Held by insiders | 5.7% | 2.7% |
| Insider net buying, 12 months | −$1.7M | $100K (better) |
| Short interest, % of float | – | 3.1% |
Go deeper
- TFIN stock overview
- TFIN income statement
- TFIN valuation and score
- TMP stock overview
- TMP income statement
- TMP valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.