PayPay vs PayPal
PAYP and PYPL side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PAYP and PYPL compare
PayPay grew revenue faster over the last twelve months (27.3% versus 4.4% for PayPal).
PayPay keeps more of each dollar of sales as profit, with a net margin of 30.2% compared with 13.8% at PayPal.
PayPal pays a dividend yielding 0.94%; PayPay does not pay one.
PayPal scores higher on the StockData Score (18 against 7 for PayPay), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PAYP | PYPL |
|---|---|---|
| Size and price | ||
| Market cap | – | $49.2B |
| Share price | $14.35 | $59.28 |
| Change, 1 year | – | −11.8% |
| Change, 5 years | – | −69.4% |
| Beta (5Y) | – | 1.37 |
| Employees | 4,567 | 24K |
| StockData Score | ||
| Total score | 7 | 18 (better) |
| Valuation score | 0 | 5 (better) |
| Growth score | 1 | 1 |
| Performance score | 2 | 6 (better) |
| Health score | 4 (better) | 3 |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | – | 11.3× |
| P/S | – | 1.4× |
| P/B | – | 2.5× |
| EV/EBITDA | – | 7.7× |
| P/FCF | – | 7.8× |
| PEG | – | 0.30 |
| FCF yield | – | 12.8% |
| Fair value | – | $97.31 |
| Margin of safety | – | 39.1% |
| Growth | ||
| Revenue growth (TTM) | 27.3% (better) | 4.4% |
| Revenue growth, 5Y average | – | 9.1% |
| Net income growth (TTM) | 218% (better) | −3.9% |
| EPS growth (TTM) | 172% (better) | 5.0% |
| EPS growth, 5Y average | – | 8.9% |
| Profitability | ||
| Operating margin | 21.0% (better) | 17.0% |
| Net margin | 30.2% (better) | 13.8% |
| FCF margin | 96.9% (better) | 18.4% |
| Return on equity | 46.6% (better) | 23.8% |
| Return on invested capital | – | 21.2% |
| Financial health | ||
| Debt / equity | 0.00 | 0.69 (better) |
| Net debt / EBITDA | – | 0.47 |
| Interest coverage | 7.6× | 12.0× (better) |
| Current ratio | – | 1.26 |
| Altman Z-score | – | 1.92 |
| Piotroski F-score | 6 | 8 (better) |
| Dividends and buybacks | ||
| Dividend yield | – | 0.94% |
| Payout ratio | – | 10.6% |
| Years of dividend growth | – | 0 |
| Buyback yield | – | 12.3% |
| Shareholder yield | – | 13.2% |
| Ownership | ||
| Held by institutions | 4.2% | 78.6% |
| Held by insiders | 90.7% | 0.12% |
| Insider net buying, 12 months | – | −$5.6M |
| Superinvestors holding | 1 | 6 (better) |
| Short interest, % of float | – | 3.4% |
Go deeper
- PAYP stock overview
- PAYP income statement
- PAYP valuation and score
- PYPL stock overview
- PYPL income statement
- PYPL valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.