OP Bancorp vs RBB Bancorp
OPBK and RBB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OPBK and RBB compare
RBB Bancorp is the larger company, worth 2.0 times as much as OP Bancorp ($440M against $224M).
On earnings, OP Bancorp is cheaper: it trades at 7.5× trailing earnings, against 10.1× for RBB Bancorp.
RBB Bancorp grew revenue faster over the last twelve months (17.4% versus −48.6% for OP Bancorp).
Both pay dividends: OP Bancorp yields 3.6% and RBB Bancorp 2.5%.
OP Bancorp scores higher on the StockData Score (21 against 7 for RBB Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OPBK | RBB |
|---|---|---|
| Size and price | ||
| Market cap | $224M | $440M |
| Share price | $14.97 | $25.99 |
| Change, 1 year | 12.5% | 34.7% |
| Change, 5 years | 14.0% | −1.6% |
| Beta (5Y) | 0.64 | 0.78 |
| Employees | 249 | 369 |
| StockData Score | ||
| Total score | 21 (better) | 7 |
| Valuation score | 5 (better) | 1 |
| Growth score | 2 (better) | 1 |
| Performance score | 5 (better) | 0 |
| Health score | 5 (better) | 4 |
| Dividend score | 4 (better) | 1 |
| Valuation | ||
| P/E | 7.5× (better) | 10.1× |
| P/S | 117× | 76.1× (better) |
| P/B | 0.9× | – |
| P/FCF | 7.8× | – |
| FCF yield | 12.9% | – |
| Fair value | $18.78 | – |
| Margin of safety | 20.3% | – |
| Growth | ||
| Revenue growth (TTM) | −48.6% | 17.4% (better) |
| Revenue growth, 5Y average | 17.5% (better) | 2.9% |
| Net income growth (TTM) | 27.4% | – |
| EPS growth (TTM) | 27.4% | 73.2% (better) |
| EPS growth, 5Y average | 15.1% (better) | 2.1% |
| Profitability | ||
| Net margin | 1573% | – |
| FCF margin | 1509% | – |
| Return on equity | 13.0% | – |
| Financial health | ||
| Altman Z-score | 0.14 | 0.17 (better) |
| Piotroski F-score | 4 | – |
| Dividends and buybacks | ||
| Dividend yield | 3.6% (better) | 2.5% |
| Payout ratio | 25.8% | – |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 11.4% | 14.2% (better) |
| Shareholder yield | 3.6% (better) | 2.5% |
| Ownership | ||
| Held by institutions | 74.7% | 58.1% |
| Held by insiders | 20.7% | 6.8% |
| Insider net buying, 12 months | −$322K (better) | −$697K |
| Short interest, % of float | 0.93% | 3.0% |
Go deeper
- OPBK stock overview
- OPBK income statement
- OPBK valuation and score
- RBB stock overview
- RBB income statement
- RBB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.