Onity vs UWM
ONIT and UWMC side by side, both in non-depository credit institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ONIT and UWMC compare
UWM is the larger company, worth 8.9 times as much as Onity ($2.0B against $228M).
UWM grew revenue faster over the last twelve months (20.8% versus 14.4% for Onity).
Onity keeps more of each dollar of sales as profit, with a net margin of 11.1% compared with 0.55% at UWM.
UWM pays a dividend yielding 23.6%; Onity does not pay one.
UWM scores higher on the StockData Score (9 against 6 for Onity), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ONIT | UWMC |
|---|---|---|
| Size and price | ||
| Market cap | $228M | $2.0B |
| Share price | $27.33 | $1.27 |
| Change, 1 year | −33.9% | −76.8% |
| Change, 5 years | −14.8% | −80.3% |
| Beta (5Y) | 0.99 | 1.00 |
| Employees | 4,300 | 2,200 |
| StockData Score | ||
| Total score | 6 | 9 (better) |
| Valuation score | 3 (better) | 1 |
| Growth score | 1 | 1 |
| Performance score | 2 (better) | 0 |
| Health score | 0 | 4 (better) |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | 2.0× | – |
| P/S | 0.2× (better) | 0.6× |
| EV/EBITDA | – | 17.3× |
| PEG | 0.02 | – |
| FCF yield | −772% | −89.2% (better) |
| Growth | ||
| Revenue growth (TTM) | 14.4% | 20.8% (better) |
| Revenue growth, 5Y average | 2.1% (better) | −8.5% |
| Net income growth (TTM) | 273% (better) | 16.3% |
| EPS growth (TTM) | 296% | – |
| Profitability | ||
| Net margin | 11.1% (better) | 0.55% |
| FCF margin | −154% | −51.3% (better) |
| Financial health | ||
| Altman Z-score | 0.12 | 0.28 (better) |
| Piotroski F-score | 3 | 3 |
| Dividends and buybacks | ||
| Dividend yield | – | 23.6% |
| Payout ratio | – | 598% |
| Shareholder yield | 0.00% | 23.6% (better) |
| Ownership | ||
| Held by institutions | 58.9% | 17.1% |
| Held by insiders | 10.8% | 93.9% |
| Insider net buying, 12 months | – | −$343M |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 6.5% | 90.0% |
Go deeper
- ONIT stock overview
- ONIT income statement
- ONIT valuation and score
- UWMC stock overview
- UWMC income statement
- UWMC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.