OceanFirst Financial vs Orrstown Financial Services
OCFC and ORRF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OCFC and ORRF compare
OceanFirst Financial is the larger company, worth 2.0 times as much as Orrstown Financial Services ($1.8B against $867M).
On earnings, Orrstown Financial Services is cheaper: it trades at 9.8× trailing earnings, against 25.3× for OceanFirst Financial.
OceanFirst Financial grew revenue faster over the last twelve months (32.5% versus 4.0% for Orrstown Financial Services).
Orrstown Financial Services keeps more of each dollar of sales as profit, with a net margin of 33.7% compared with 9.0% at OceanFirst Financial.
Both pay dividends: OceanFirst Financial yields 4.4% and Orrstown Financial Services 2.7%.
Orrstown Financial Services scores higher on the StockData Score (17 against 11 for OceanFirst Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OCFC | ORRF |
|---|---|---|
| Size and price | ||
| Market cap | $1.8B | $867M |
| Share price | $18.24 | $44.10 |
| Change, 1 year | 1.3% | 28.9% |
| Change, 5 years | −15.7% | 79.9% |
| Beta (5Y) | 0.80 | 0.62 |
| Employees | 898 | 3 |
| StockData Score | ||
| Total score | 11 | 17 (better) |
| Valuation score | 1 | 2 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 1 | 4 (better) |
| Health score | 3 | 5 (better) |
| Dividend score | 5 (better) | 4 |
| Valuation | ||
| P/E | 25.3× | 9.8× (better) |
| P/S | 3.4× | 3.4× (better) |
| P/B | – | 1.4× |
| P/FCF | 8.1× (better) | 14.6× |
| PEG | – | 0.37 |
| FCF yield | 12.4% (better) | 6.9% |
| Fair value | – | $42.47 |
| Margin of safety | – | −3.8% |
| Growth | ||
| Revenue growth (TTM) | 32.5% (better) | 4.0% |
| Revenue growth, 5Y average | 0.92% | 17.7% (better) |
| Net income growth (TTM) | −41.1% | 19.5% (better) |
| EPS growth (TTM) | −44.2% | – |
| EPS growth, 5Y average | 2.8% | 11.7% (better) |
| Profitability | ||
| Net margin | 9.0% | 33.7% (better) |
| FCF margin | 41.6% (better) | 23.0% |
| Return on equity | 2.8% | 14.8% (better) |
| Financial health | ||
| Altman Z-score | 0.11 | 0.20 (better) |
| Piotroski F-score | 6 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 4.4% (better) | 2.7% |
| Payout ratio | 115% | 26.3% |
| Years of dividend growth | 0 | 11 (better) |
| Dividend growth, 5Y average | 3.3% | 9.3% (better) |
| Buyback yield | 0.47% (better) | 0.07% |
| Shareholder yield | 4.9% (better) | 2.8% |
| Ownership | ||
| Held by institutions | 83.2% | 59.4% |
| Held by insiders | 12.1% | 1.2% |
| Insider net buying, 12 months | −$6.4M | −$939K (better) |
| Short interest, % of float | 6.4% | 2.1% |
Go deeper
- OCFC stock overview
- OCFC income statement
- OCFC valuation and score
- ORRF stock overview
- ORRF income statement
- ORRF valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.