Northpointe Bancshares vs Republic Bancorp
NPB and RBCAA side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How NPB and RBCAA compare
Republic Bancorp is the larger company, worth 3.3 times as much as Northpointe Bancshares ($1.8B against $545M).
On earnings, Northpointe Bancshares is cheaper: it trades at 6.8× trailing earnings, against 14.0× for Republic Bancorp.
Northpointe Bancshares grew revenue faster over the last twelve months (22.5% versus 1.7% for Republic Bancorp).
Northpointe Bancshares keeps more of each dollar of sales as profit, with a net margin of 34.9% compared with 30.8% at Republic Bancorp.
Both pay dividends: Northpointe Bancshares yields 0.67% and Republic Bancorp 2.1%.
Northpointe Bancshares scores higher on the StockData Score (15 against 9 for Republic Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | NPB | RBCAA |
|---|---|---|
| Size and price | ||
| Market cap | $545M | $1.8B |
| Share price | $15.77 | $91.12 |
| Change, 1 year | −2.5% | 39.0% |
| Change, 5 years | – | 66.8% |
| Beta (5Y) | 0.88 | 0.63 |
| Employees | 483 | 973 |
| StockData Score | ||
| Total score | 15 (better) | 9 |
| Valuation score | 5 (better) | 0 |
| Growth score | 1 (better) | 0 |
| Performance score | 3 | 4 (better) |
| Health score | 3 (better) | 2 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 6.8× (better) | 14.0× |
| P/S | 2.1× (better) | 4.3× |
| P/B | 0.9× (better) | 1.5× |
| P/FCF | 5.4× (better) | 12.6× |
| FCF yield | 18.7% (better) | 8.0% |
| Fair value | $25.38 | $75.09 |
| Margin of safety | 37.9% (better) | −21.3% |
| Growth | ||
| Revenue growth (TTM) | 22.5% (better) | 1.7% |
| Revenue growth, 5Y average | – | 5.5% |
| Net income growth (TTM) | 33.3% (better) | 1.4% |
| EPS growth (TTM) | 16.0% (better) | 1.1% |
| Profitability | ||
| Net margin | 34.9% (better) | 30.8% |
| FCF margin | 39.6% (better) | 33.9% |
| Return on equity | 14.8% (better) | 11.5% |
| Financial health | ||
| Altman Z-score | 0.16 | 0.44 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.67% | 2.1% (better) |
| Payout ratio | 3.8% | 28.2% |
| Years of dividend growth | 0 | – |
| Buyback yield | −0.00% | – |
| Shareholder yield | 0.67% | 2.1% (better) |
| Ownership | ||
| Held by institutions | 63.8% | 28.9% |
| Held by insiders | 15.3% | 6.4% |
| Insider net buying, 12 months | $4.2M (better) | −$430K |
| Short interest, % of float | 2.6% | 2.7% |
Go deeper
- NPB stock overview
- NPB income statement
- NPB valuation and score
- RBCAA stock overview
- RBCAA income statement
- RBCAA valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.