International Money Express vs Remitly Global
IMXI and RELY side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How IMXI and RELY compare
Remitly Global is the larger company, worth 25 times as much as International Money Express ($4.8B against $190M).
On earnings, International Money Express is cheaper: it trades at 10.5× trailing earnings, against 13.7× for Remitly Global.
Remitly Global grew revenue faster over the last twelve months (23.0% versus −15.7% for International Money Express).
Remitly Global keeps more of each dollar of sales as profit, with a net margin of 19.1% compared with 3.4% at International Money Express.
Remitly Global scores higher on the StockData Score (15 against 10 for International Money Express), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | IMXI | RELY |
|---|---|---|
| Size and price | ||
| Market cap | $190M | $4.8B |
| Share price | $6.29 | $22.55 |
| Change, 1 year | −58.3% | 84.8% |
| Change, 5 years | −58.3% | −16.0% |
| Beta (5Y) | 0.77 | 1.08 |
| Employees | 531 | 3,200 |
| StockData Score | ||
| Total score | 10 | 15 (better) |
| Valuation score | 6 (better) | 3 |
| Growth score | 0 | 3 (better) |
| Performance score | 2 | 4 (better) |
| Health score | 2 | 5 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 10.5× (better) | 13.7× |
| P/S | 0.4× (better) | 2.5× |
| P/B | 1.1× (better) | 3.9× |
| EV/EBITDA | 2.9× (better) | 16.1× |
| P/FCF | 4.0× (better) | 12.1× |
| FCF yield | 25.1% (better) | 8.3% |
| Fair value | $17.49 | $32.70 |
| Margin of safety | 64.0% (better) | 31.0% |
| Growth | ||
| Revenue growth (TTM) | −15.7% | 23.0% (better) |
| Revenue growth, 5Y average | 11.2% | 44.8% (better) |
| Net income growth (TTM) | −54.1% | 1633% (better) |
| EPS growth (TTM) | −53.1% | 1733% (better) |
| EPS growth, 5Y average | 4.2% | – |
| Profitability | ||
| Operating margin | 6.3% | 12.0% (better) |
| Net margin | 3.4% | 19.1% (better) |
| FCF margin | 9.0% | 20.8% (better) |
| Return on equity | 11.1% | 35.9% (better) |
| Return on invested capital | 15.2% | 51.8% (better) |
| Financial health | ||
| Debt / equity | 0.98 | 0.00 (better) |
| Net debt / EBITDA | −0.76 | −2.61 |
| Interest coverage | 3.4× | 21.6× (better) |
| Current ratio | 2.53 | 3.50 (better) |
| Altman Z-score | 2.95 | 8.91 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Buyback yield | 0.00% | 1.9% (better) |
| Shareholder yield | 0.00% | 1.9% (better) |
| Ownership | ||
| Held by institutions | 95.8% | 87.4% |
| Held by insiders | 16.8% | 18.7% |
| Insider net buying, 12 months | – | −$234M |
| Short interest, % of float | 6.1% | 11.2% |
Go deeper
- IMXI stock overview
- IMXI income statement
- IMXI valuation and score
- RELY stock overview
- RELY income statement
- RELY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.