International Bancshares vs Prosperity Bancshares
IBOC and PB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How IBOC and PB compare
Prosperity Bancshares is the larger company, worth 2.1 times as much as International Bancshares ($8.8B against $4.2B).
On earnings, International Bancshares is cheaper: it trades at 10.0× trailing earnings, against 13.3× for Prosperity Bancshares.
Prosperity Bancshares grew revenue faster over the last twelve months (26.8% versus 4.5% for International Bancshares).
International Bancshares keeps more of each dollar of sales as profit, with a net margin of 48.2% compared with 36.0% at Prosperity Bancshares.
Both pay dividends: International Bancshares yields 2.2% and Prosperity Bancshares 3.3%.
International Bancshares scores higher on the StockData Score (19 against 13 for Prosperity Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | IBOC | PB |
|---|---|---|
| Size and price | ||
| Market cap | $4.2B | $8.8B |
| Share price | $67.51 | $73.15 |
| Change, 1 year | 2.0% | 8.9% |
| Change, 5 years | 53.5% | −2.0% |
| Beta (5Y) | 0.67 | 0.60 |
| Employees | 2,126 | 3,941 |
| StockData Score | ||
| Total score | 19 (better) | 13 |
| Valuation score | 4 (better) | 2 |
| Growth score | 1 | 2 (better) |
| Performance score | 5 (better) | 3 |
| Health score | 5 (better) | 3 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 10.0× (better) | 13.3× |
| P/S | 4.8× (better) | 5.6× |
| P/B | 1.3× | 0.9× (better) |
| P/FCF | 9.1× (better) | 12.5× |
| PEG | 0.87 | – |
| FCF yield | 11.0% (better) | 8.0% |
| Fair value | $73.23 | $78.39 |
| Margin of safety | 7.8% (better) | 6.7% |
| Growth | ||
| Revenue growth (TTM) | 4.5% | 26.8% (better) |
| Revenue growth, 5Y average | 9.4% (better) | 1.5% |
| Net income growth (TTM) | −0.27% | 6.2% (better) |
| EPS growth (TTM) | −0.30% (better) | −2.0% |
| EPS growth, 5Y average | 20.4% (better) | 0.14% |
| Profitability | ||
| Net margin | 48.2% (better) | 36.0% |
| FCF margin | 53.3% (better) | 44.9% |
| Return on equity | 13.0% (better) | 6.5% |
| Financial health | ||
| Altman Z-score | 0.55 (better) | 0.25 |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.2% | 3.3% (better) |
| Payout ratio | 21.7% | 44.0% |
| Years of dividend growth | 12 | – |
| Dividend growth, 5Y average | 4.9% | – |
| Buyback yield | 0.02% | 2.7% (better) |
| Shareholder yield | 2.2% | 6.0% (better) |
| Ownership | ||
| Held by institutions | 71.2% | 73.7% |
| Held by insiders | 8.7% | 3.0% |
| Insider net buying, 12 months | −$720K (better) | −$5.6M |
| Short interest, % of float | 2.1% | 4.0% |
Go deeper
- IBOC stock overview
- IBOC income statement
- IBOC valuation and score
- PB stock overview
- PB income statement
- PB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.