Great Southern Bancorp vs First Financial
GSBC and THFF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How GSBC and THFF compare
Great Southern Bancorp and First Financial are about the same size, with market caps of $886M and $918M.
On earnings, First Financial is cheaper: it trades at 10.0× trailing earnings, against 14.2× for Great Southern Bancorp.
First Financial grew revenue faster over the last twelve months (12.8% versus −3.1% for Great Southern Bancorp).
First Financial keeps more of each dollar of sales as profit, with a net margin of 32.0% compared with 28.6% at Great Southern Bancorp.
Both pay dividends: Great Southern Bancorp yields 2.1% and First Financial 2.9%.
First Financial scores higher on the StockData Score (15 against 6 for Great Southern Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | GSBC | THFF |
|---|---|---|
| Size and price | ||
| Market cap | $886M | $918M |
| Share price | $81.31 | $77.20 |
| Change, 1 year | 40.5% | 34.7% |
| Change, 5 years | 40.9% | 73.4% |
| Beta (5Y) | 0.48 | 0.55 |
| Employees | 1,075 | 946 |
| StockData Score | ||
| Total score | 6 | 15 (better) |
| Valuation score | 0 | 2 (better) |
| Growth score | 0 | 2 (better) |
| Performance score | 2 | 5 (better) |
| Health score | 1 | 3 (better) |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 14.2× | 10.0× (better) |
| P/S | 4.0× | 3.2× (better) |
| P/B | 1.4× | 1.4× (better) |
| P/FCF | 13.9× | 9.0× (better) |
| PEG | 15.27 | 2.13 (better) |
| FCF yield | 7.2% | 11.1% (better) |
| Fair value | $66.99 | $74.62 |
| Margin of safety | −21.4% | −3.5% (better) |
| Growth | ||
| Revenue growth (TTM) | −3.1% | 12.8% (better) |
| Revenue growth, 5Y average | 1.6% | 6.8% (better) |
| Net income growth (TTM) | −8.7% | 23.6% (better) |
| EPS growth (TTM) | −4.8% | 23.4% (better) |
| EPS growth, 5Y average | 8.0% | 11.2% (better) |
| Profitability | ||
| Net margin | 28.6% | 32.0% (better) |
| FCF margin | 28.6% | 35.8% (better) |
| Return on equity | 10.2% | 14.3% (better) |
| Financial health | ||
| Altman Z-score | 0.14 | 0.33 (better) |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | 2.1% | 2.9% (better) |
| Payout ratio | 29.8% | 28.4% |
| Years of dividend growth | 1 | 2 (better) |
| Dividend growth, 5Y average | −6.8% | 14.8% (better) |
| Buyback yield | 5.9% (better) | 0.04% |
| Shareholder yield | 8.0% (better) | 2.9% |
| Ownership | ||
| Held by institutions | 51.6% | 81.6% |
| Held by insiders | 16.1% | 8.6% |
| Insider net buying, 12 months | −$3.0M | −$128K (better) |
| Short interest, % of float | 6.8% | 3.8% |
Go deeper
- GSBC stock overview
- GSBC income statement
- GSBC valuation and score
- THFF stock overview
- THFF income statement
- THFF valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.