Globe Life vs Primerica
GL and PRI side by side, both in life insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How GL and PRI compare
Globe Life is the larger company, worth 1.4 times as much as Primerica ($12.4B against $9.1B).
On earnings, Globe Life is cheaper: it trades at 10.8× trailing earnings, against 11.7× for Primerica.
Primerica grew revenue faster over the last twelve months (8.3% versus 5.6% for Globe Life).
Both pay dividends: Globe Life yields 0.78% and Primerica 1.6%.
Globe Life scores higher on the StockData Score (13 against 5 for Primerica), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | GL | PRI |
|---|---|---|
| Size and price | ||
| Market cap | $12.4B | $9.1B |
| Share price | $161.80 | $295.61 |
| Change, 1 year | 21.9% | 16.0% |
| Change, 5 years | 75.0% | 89.6% |
| Beta (5Y) | 0.55 | 0.77 |
| Employees | 3,695 | 2,833 |
| StockData Score | ||
| Total score | 13 (better) | 5 |
| Valuation score | 0 | 1 (better) |
| Growth score | 2 | 2 |
| Performance score | 6 (better) | 0 |
| Health score | 1 (better) | 0 |
| Dividend score | 4 (better) | 2 |
| Valuation | ||
| P/E | 10.8× (better) | 11.7× |
| P/S | 2.0× (better) | 2.6× |
| P/B | 1.9× (better) | 3.2× |
| EV/EBITDA | – | 8.0× |
| P/FCF | 9.3× | – |
| PEG | 0.68 | 0.51 (better) |
| FCF yield | 10.7% | – |
| Fair value | $159.06 | $260.09 |
| Margin of safety | −1.7% (better) | −13.7% |
| Growth | ||
| Revenue growth (TTM) | 5.6% | 8.3% (better) |
| Revenue growth, 5Y average | 4.8% | 8.2% (better) |
| Net income growth (TTM) | 3.1% | – |
| EPS growth (TTM) | 8.3% | 16.3% (better) |
| EPS growth, 5Y average | 15.6% | 19.1% (better) |
| Profitability | ||
| Net margin | 18.9% | – |
| FCF margin | 21.3% | – |
| Return on equity | 19.3% | – |
| Financial health | ||
| Debt / equity | 0.45 | – |
| Altman Z-score | 0.95 | 0.95 (better) |
| Piotroski F-score | 7 | – |
| Dividends and buybacks | ||
| Dividend yield | 0.78% | 1.6% (better) |
| Payout ratio | 7.9% | – |
| Years of dividend growth | 16 (better) | 15 |
| Dividend growth, 5Y average | 7.6% | 21.1% (better) |
| Buyback yield | 6.2% (better) | 5.1% |
| Shareholder yield | 7.0% (better) | 6.7% |
| Ownership | ||
| Held by institutions | 84.7% | 94.9% |
| Held by insiders | 0.85% | 0.54% |
| Insider net buying, 12 months | −$82.9M | −$3.8M (better) |
| Superinvestors holding | 1 | 1 |
| Short interest, % of float | 2.9% | 4.4% |
Go deeper
- GL stock overview
- GL income statement
- GL valuation and score
- PRI stock overview
- PRI income statement
- PRI valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.