First US Bancshares vs PCB Bancorp
FUSB and PCB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FUSB and PCB compare
PCB Bancorp is the larger company, worth 4.6 times as much as First US Bancshares ($421M against $91.1M).
On earnings, PCB Bancorp is cheaper: it trades at 10.1× trailing earnings, against 12.2× for First US Bancshares.
PCB Bancorp grew revenue faster over the last twelve months (12.9% versus −1.0% for First US Bancshares).
PCB Bancorp keeps more of each dollar of sales as profit, with a net margin of 1323% compared with 668% at First US Bancshares.
Both pay dividends: First US Bancshares yields 1.7% and PCB Bancorp 2.2%.
PCB Bancorp scores higher on the StockData Score (18 against 11 for First US Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FUSB | PCB |
|---|---|---|
| Size and price | ||
| Market cap | $91.1M | $421M |
| Share price | $16.55 | $29.96 |
| Change, 1 year | 23.0% | 36.1% |
| Change, 5 years | 41.6% | 34.5% |
| Beta (5Y) | 0.12 | 0.56 |
| Employees | 152 | 262 |
| StockData Score | ||
| Total score | 11 | 18 (better) |
| Valuation score | 0 | 3 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 3 | 4 (better) |
| Health score | 3 | 5 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 12.2× | 10.1× (better) |
| P/S | 78.1× (better) | 131× |
| P/B | – | 1.0× |
| P/FCF | 10.3× (better) | 10.6× |
| PEG | – | 2.69 |
| FCF yield | 9.7% (better) | 9.5% |
| Fair value | – | $30.57 |
| Margin of safety | – | 2.0% |
| Growth | ||
| Revenue growth (TTM) | −1.0% | 12.9% (better) |
| Revenue growth, 5Y average | −51.1% | 5.4% (better) |
| Net income growth (TTM) | 39.6% (better) | 20.9% |
| EPS growth (TTM) | 46.2% (better) | 24.3% |
| EPS growth, 5Y average | 20.1% (better) | 19.9% |
| Profitability | ||
| Net margin | 668% | 1323% (better) |
| FCF margin | 759% | 1238% (better) |
| Return on equity | – | 10.8% |
| Financial health | ||
| Altman Z-score | 0.20 (better) | 0.16 |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.7% | 2.2% (better) |
| Payout ratio | 19.8% | 28.6% |
| Years of dividend growth | 4 | 7 (better) |
| Dividend growth, 5Y average | 18.5% (better) | 14.9% |
| Buyback yield | 12.4% (better) | 1.9% |
| Shareholder yield | 14.1% (better) | 4.1% |
| Ownership | ||
| Held by institutions | 18.9% | 42.2% |
| Held by insiders | 19.6% | 18.9% |
| Insider net buying, 12 months | $142K | $418K (better) |
| Short interest, % of float | 0.18% | 1.6% |
Go deeper
- FUSB stock overview
- FUSB income statement
- FUSB valuation and score
- PCB stock overview
- PCB income statement
- PCB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.