Dave vs Wealthfront
DAVE and WLTH side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How DAVE and WLTH compare
Dave is the larger company, worth 2.1 times as much as Wealthfront ($3.4B against $1.6B).
Dave grew revenue faster over the last twelve months (40.6% versus 9.8% for Wealthfront).
Dave keeps more of each dollar of sales as profit, with a net margin of 28.1% compared with −19.4% at Wealthfront.
Dave scores higher on the StockData Score (9 against 5 for Wealthfront), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | DAVE | WLTH |
|---|---|---|
| Size and price | ||
| Market cap | $3.4B | $1.6B |
| Share price | $267.37 | $10.20 |
| Change, 1 year | 10.8% | – |
| Change, 5 years | −16.5% | – |
| Beta (5Y) | 2.10 | 1.43 |
| Employees | 280 | 391 |
| StockData Score | ||
| Total score | 9 (better) | 5 |
| Valuation score | 2 (better) | 0 |
| Growth score | 2 (better) | 0 |
| Performance score | 3 (better) | 2 |
| Health score | 2 | 3 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 21.6× | – |
| P/S | 4.9× | 4.3× (better) |
| P/B | 12.5× | 2.6× (better) |
| EV/EBITDA | 13.0× | – |
| P/FCF | 10.5× | – |
| FCF yield | 9.5% | – |
| Fair value | $229.39 | $5.90 |
| Margin of safety | −16.6% (better) | −73.0% |
| Growth | ||
| Revenue growth (TTM) | 40.6% (better) | 9.8% |
| Net income growth (TTM) | 32.5% (better) | −159% |
| EPS growth (TTM) | 22.7% (better) | −206% |
| Profitability | ||
| Gross margin | – | 89.1% |
| Net margin | 28.1% (better) | −19.4% |
| FCF margin | 47.0% | – |
| Return on equity | 68.8% (better) | −22.7% |
| Financial health | ||
| Debt / equity | – | 0.01 |
| Current ratio | 4.22 (better) | 1.43 |
| Altman Z-score | 8.16 (better) | 1.28 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Buyback yield | 6.6% (better) | 3.8% |
| Shareholder yield | 6.6% (better) | 3.8% |
| Ownership | ||
| Held by institutions | – | 61.2% |
| Held by insiders | 15.2% | 28.8% |
| Insider net buying, 12 months | −$31.5M (better) | −$134M |
| Superinvestors holding | – | 1 |
| Short interest, % of float | – | 9.7% |
Go deeper
- DAVE stock overview
- DAVE income statement
- DAVE valuation and score
- WLTH stock overview
- WLTH income statement
- WLTH valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.