ConnectOne Bancorp vs Customers Bancorp
CNOB and CUBI side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CNOB and CUBI compare
Customers Bancorp is the larger company, worth 1.8 times as much as ConnectOne Bancorp ($2.9B against $1.6B).
On earnings, Customers Bancorp is cheaper: it trades at 10.3× trailing earnings, against 11.4× for ConnectOne Bancorp.
ConnectOne Bancorp grew revenue faster over the last twelve months (31.5% versus 24.1% for Customers Bancorp).
ConnectOne Bancorp keeps more of each dollar of sales as profit, with a net margin of 33.2% compared with 31.6% at Customers Bancorp.
ConnectOne Bancorp pays a dividend yielding 2.9%; Customers Bancorp does not pay one.
ConnectOne Bancorp scores higher on the StockData Score (16 against 12 for Customers Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CNOB | CUBI |
|---|---|---|
| Size and price | ||
| Market cap | $1.6B | $2.9B |
| Share price | $32.57 | $85.20 |
| Change, 1 year | 33.6% | 26.2% |
| Change, 5 years | −4.9% | 49.9% |
| Beta (5Y) | 0.78 | 1.23 |
| Employees | 750 | 300 |
| StockData Score | ||
| Total score | 16 (better) | 12 |
| Valuation score | 3 (better) | 2 |
| Growth score | 2 | 2 |
| Performance score | 3 | 4 (better) |
| Health score | 5 (better) | 4 |
| Dividend score | 3 (better) | 0 |
| Valuation | ||
| P/E | 11.4× | 10.3× (better) |
| P/S | 3.6× | 3.1× (better) |
| P/B | 1.0× (better) | 1.3× |
| P/FCF | 9.2× | 9.1× (better) |
| FCF yield | 10.9% | 11.0% (better) |
| Fair value | $32.78 | $76.65 |
| Margin of safety | 0.63% (better) | −11.1% |
| Growth | ||
| Revenue growth (TTM) | 31.5% (better) | 24.1% |
| Revenue growth, 5Y average | 9.0% | 82.7% (better) |
| Net income growth (TTM) | 145% (better) | 66.6% |
| EPS growth (TTM) | 131% (better) | 67.3% |
| EPS growth, 5Y average | −1.9% | 10.9% (better) |
| Profitability | ||
| Net margin | 33.2% (better) | 31.6% |
| FCF margin | 39.5% (better) | 34.0% |
| Return on equity | 9.6% | 13.6% (better) |
| Financial health | ||
| Debt / equity | – | 0.11 |
| Altman Z-score | 0.18 | 0.19 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.9% | – |
| Payout ratio | 25.1% | – |
| Years of dividend growth | 5 | – |
| Dividend growth, 5Y average | 21.7% | – |
| Buyback yield | 0.24% | 3.0% (better) |
| Shareholder yield | 3.1% (better) | 3.0% |
| Ownership | ||
| Held by institutions | 74.0% | 101% |
| Held by insiders | 5.1% | 6.1% |
| Insider net buying, 12 months | −$189K (better) | −$35.2M |
Go deeper
- CNOB stock overview
- CNOB income statement
- CNOB valuation and score
- CUBI stock overview
- CUBI income statement
- CUBI valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.