Cullen/Frost Bankers vs Old National Bancorp
CFR and ONB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CFR and ONB compare
Cullen/Frost Bankers and Old National Bancorp are about the same size, with market caps of $9.8B and $9.5B.
On earnings, Old National Bancorp is cheaper: it trades at 10.2× trailing earnings, against 14.6× for Cullen/Frost Bankers.
Old National Bancorp grew revenue faster over the last twelve months (21.8% versus 6.6% for Cullen/Frost Bankers).
Old National Bancorp keeps more of each dollar of sales as profit, with a net margin of 33.8% compared with 29.5% at Cullen/Frost Bankers.
Both pay dividends: Cullen/Frost Bankers yields 2.6% and Old National Bancorp 2.3%.
Old National Bancorp scores higher on the StockData Score (20 against 10 for Cullen/Frost Bankers), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CFR | ONB |
|---|---|---|
| Size and price | ||
| Market cap | $9.8B | $9.5B |
| Share price | $157.81 | $25.05 |
| Change, 1 year | 26.3% | 19.3% |
| Change, 5 years | 19.7% | 37.0% |
| Beta (5Y) | 0.69 | 0.80 |
| Employees | 6,008 | 4,066 |
| StockData Score | ||
| Total score | 10 | 20 (better) |
| Valuation score | 0 | 5 (better) |
| Growth score | 0 | 3 (better) |
| Performance score | 3 | 3 |
| Health score | 3 | 5 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 14.6× | 10.2× (better) |
| P/S | 4.2× | 3.3× (better) |
| P/B | 2.5× | 1.1× (better) |
| P/FCF | 17.0× | 9.7× (better) |
| PEG | 3.63 | 1.68 (better) |
| FCF yield | 5.9% | 10.3% (better) |
| Fair value | $123.38 | $27.09 |
| Margin of safety | −27.9% | 7.5% (better) |
| Growth | ||
| Revenue growth (TTM) | 6.6% | 21.8% (better) |
| Revenue growth, 5Y average | 9.2% | 84.4% (better) |
| Net income growth (TTM) | 8.2% | 57.9% (better) |
| EPS growth (TTM) | 10.7% | 43.3% (better) |
| EPS growth, 5Y average | 14.2% (better) | 5.6% |
| Profitability | ||
| Net margin | 29.5% | 33.8% (better) |
| FCF margin | 24.8% | 34.6% (better) |
| Return on equity | 16.3% (better) | 11.5% |
| Financial health | ||
| Altman Z-score | 0.28 (better) | 0.18 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.6% (better) | 2.3% |
| Payout ratio | 37.4% | 24.8% |
| Years of dividend growth | 16 (better) | 0 |
| Dividend growth, 5Y average | 6.7% (better) | 0.00% |
| Buyback yield | 2.7% | 3.6% (better) |
| Shareholder yield | 5.3% | 5.9% (better) |
| Ownership | ||
| Held by institutions | 96.3% | 86.9% |
| Held by insiders | 1.3% | 11.7% |
| Insider net buying, 12 months | −$1.3M (better) | −$52.1M |
| Short interest, % of float | 6.9% | – |
Go deeper
- CFR stock overview
- CFR income statement
- CFR valuation and score
- ONB stock overview
- ONB income statement
- ONB valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.