Commercial Bancgroup vs Ohio Valley Banc
CBK and OVBC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CBK and OVBC compare
Commercial Bancgroup is the larger company, worth 2.0 times as much as Ohio Valley Banc ($450M against $230M).
On earnings, Commercial Bancgroup is cheaper: it trades at 11.1× trailing earnings, against 16.2× for Ohio Valley Banc.
Commercial Bancgroup grew revenue faster over the last twelve months (6.9% versus 4.1% for Ohio Valley Banc).
Commercial Bancgroup keeps more of each dollar of sales as profit, with a net margin of 42.5% compared with 20.5% at Ohio Valley Banc.
Both pay dividends: Commercial Bancgroup yields 0.98% and Ohio Valley Banc 2.0%.
Commercial Bancgroup scores higher on the StockData Score (11 against 7 for Ohio Valley Banc), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CBK | OVBC |
|---|---|---|
| Size and price | ||
| Market cap | $450M | $230M |
| Share price | $32.81 | $48.73 |
| Change, 1 year | 34.3% | 37.3% |
| Change, 5 years | – | 71.8% |
| Beta (5Y) | 0.38 | −0.09 |
| Employees | 281 | 269 |
| StockData Score | ||
| Total score | 11 (better) | 7 |
| Valuation score | 1 | 1 |
| Growth score | 0 | 0 |
| Performance score | 3 (better) | 1 |
| Health score | 4 (better) | 2 |
| Dividend score | 3 | 3 |
| Valuation | ||
| P/E | 11.1× (better) | 16.2× |
| P/S | 4.7× | 3.3× (better) |
| P/B | 1.4× | 1.3× (better) |
| P/FCF | 11.3× (better) | 11.6× |
| FCF yield | 8.8% (better) | 8.6% |
| Fair value | $32.34 | $38.03 |
| Margin of safety | −1.4% (better) | −28.1% |
| Growth | ||
| Revenue growth (TTM) | 6.9% (better) | 4.1% |
| Revenue growth, 5Y average | – | 5.3% |
| Net income growth (TTM) | 24.8% (better) | 2.6% |
| EPS growth (TTM) | 11.3% (better) | 2.4% |
| Profitability | ||
| Net margin | 42.5% (better) | 20.5% |
| FCF margin | 41.4% (better) | 28.4% |
| Return on equity | 14.6% (better) | 8.5% |
| Financial health | ||
| Debt / equity | 0.68 | – |
| Altman Z-score | 0.32 (better) | 0.25 |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.98% | 2.0% (better) |
| Payout ratio | 10.8% | 31.2% |
| Years of dividend growth | 1 | 1 |
| Dividend growth, 5Y average | – | 1.6% |
| Shareholder yield | 0.98% | 2.0% (better) |
| Ownership | ||
| Held by institutions | 55.5% | 30.3% |
| Held by insiders | 36.3% | 5.2% |
| Insider net buying, 12 months | $144K (better) | −$247K |
| Short interest, % of float | 1.8% | 0.94% |
Go deeper
- CBK stock overview
- CBK income statement
- CBK valuation and score
- OVBC stock overview
- OVBC income statement
- OVBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.