CB Financial Services vs SB Financial
CBFV and SBFG side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CBFV and SBFG compare
CB Financial Services and SB Financial are about the same size, with market caps of $208M and $183M.
On earnings, SB Financial is cheaper: it trades at 11.0× trailing earnings, against 11.9× for CB Financial Services.
CB Financial Services grew revenue faster over the last twelve months (50.4% versus 8.2% for SB Financial).
CB Financial Services keeps more of each dollar of sales as profit, with a net margin of 29.5% compared with 23.8% at SB Financial.
Both pay dividends: CB Financial Services yields 3.4% and SB Financial 2.7%.
CB Financial Services scores higher on the StockData Score (14 against 13 for SB Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CBFV | SBFG |
|---|---|---|
| Size and price | ||
| Market cap | $208M | $183M |
| Share price | $40.85 | $29.21 |
| Change, 1 year | 20.1% | 40.6% |
| Change, 5 years | 71.7% | 53.4% |
| Beta (5Y) | 0.32 | 0.34 |
| Employees | 174 | 246 |
| StockData Score | ||
| Total score | 14 (better) | 13 |
| Valuation score | 2 | 3 (better) |
| Growth score | 1 | 1 |
| Performance score | 3 | 3 |
| Health score | 4 (better) | 3 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 11.9× | 11.0× (better) |
| P/S | 3.4× | 2.6× (better) |
| P/B | 1.3× | 1.3× (better) |
| P/FCF | 17.0× | 9.5× (better) |
| PEG | – | 1.49 |
| FCF yield | 5.9% | 10.6% (better) |
| Fair value | $36.59 | $26.99 |
| Margin of safety | −11.6% | −8.2% (better) |
| Growth | ||
| Revenue growth (TTM) | 50.4% (better) | 8.2% |
| Revenue growth, 5Y average | −1.7% | −0.29% (better) |
| Net income growth (TTM) | 578% (better) | 21.7% |
| EPS growth (TTM) | 588% (better) | 25.5% |
| EPS growth, 5Y average | – | 2.2% |
| Profitability | ||
| Net margin | 29.5% (better) | 23.8% |
| FCF margin | 19.8% | 27.6% (better) |
| Return on equity | 11.8% | 11.8% (better) |
| Financial health | ||
| Debt / equity | 0.51 | 0.04 (better) |
| Altman Z-score | 0.21 | 0.24 (better) |
| Piotroski F-score | 4 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.4% (better) | 2.7% |
| Payout ratio | 30.5% | 23.7% |
| Years of dividend growth | 1 | 3 (better) |
| Dividend growth, 5Y average | 1.2% | 8.4% (better) |
| Buyback yield | 0.16% | 1.2% (better) |
| Shareholder yield | 3.5% | 3.9% (better) |
| Ownership | ||
| Held by institutions | 45.2% | 51.3% |
| Held by insiders | 8.8% | 6.1% |
| Insider net buying, 12 months | −$337K | −$143K (better) |
| Short interest, % of float | 1.4% | 0.24% |
Go deeper
- CBFV stock overview
- CBFV income statement
- CBFV valuation and score
- SBFG stock overview
- SBFG income statement
- SBFG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.