Central Bancompany vs United Community Banks
CBC and UCB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CBC and UCB compare
Central Bancompany is the larger company, worth 2.0 times as much as United Community Banks ($9.1B against $4.5B).
On earnings, Central Bancompany is cheaper: it trades at 20.3× trailing earnings, against 31.6× for United Community Banks.
Central Bancompany keeps more of each dollar of sales as profit, with a net margin of 40.3% compared with 17.8% at United Community Banks.
Both pay dividends: Central Bancompany yields 0.94% and United Community Banks 2.7%.
Central Bancompany scores higher on the StockData Score (11 against 9 for United Community Banks), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CBC | UCB |
|---|---|---|
| Size and price | ||
| Market cap | $9.1B | $4.5B |
| Share price | $38.15 | $37.32 |
| Change, 1 year | 81.2% | 23.9% |
| Change, 5 years | 222% | 3.5% |
| Beta (5Y) | 0.01 | 0.82 |
| Employees | 1,400 | 3,070 |
| StockData Score | ||
| Total score | 11 (better) | 9 |
| Valuation score | 0 | 0 |
| Growth score | 0 | 0 |
| Performance score | 3 (better) | 1 |
| Health score | 5 (better) | 4 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 20.3× (better) | 31.6× |
| P/S | 8.2× | 5.5× (better) |
| P/B | 2.4× | 1.3× (better) |
| P/FCF | 17.9× | 11.1× (better) |
| PEG | – | 24.22 |
| FCF yield | 5.6% | 9.0% (better) |
| Fair value | $21.62 | $24.71 |
| Margin of safety | −76.4% | −51.0% (better) |
| Growth | ||
| Revenue growth (TTM) | – | −20.6% |
| Revenue growth, 5Y average | – | 13.0% |
| Net income growth (TTM) | – | −53.8% |
| EPS growth (TTM) | – | −53.2% |
| EPS growth, 5Y average | – | 6.5% |
| Profitability | ||
| Net margin | 40.3% (better) | 17.8% |
| FCF margin | 45.8% | 49.1% (better) |
| Return on equity | 12.9% (better) | 4.1% |
| Financial health | ||
| Debt / equity | – | 0.00 |
| Altman Z-score | 0.65 (better) | 0.18 |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.94% | 2.7% (better) |
| Payout ratio | 26.9% | 83.3% |
| Years of dividend growth | 1 | 11 (better) |
| Dividend growth, 5Y average | – | 6.4% |
| Buyback yield | 0.47% | 2.6% (better) |
| Shareholder yield | 1.4% | 5.3% (better) |
| Ownership | ||
| Held by institutions | 14.5% | 87.3% |
| Held by insiders | 66.3% | 0.72% |
| Insider net buying, 12 months | $980K (better) | −$2.3M |
| Short interest, % of float | 11.0% | 4.8% |
Go deeper
- CBC stock overview
- CBC income statement
- CBC valuation and score
- UCB stock overview
- UCB income statement
- UCB valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.