Broadway Financial vs ECB Bancorp
BYFC and ECBK side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BYFC and ECBK compare
ECB Bancorp is the larger company, worth 1.7 times as much as Broadway Financial ($182M against $108M).
On earnings, ECB Bancorp is cheaper: it trades at 14.0× trailing earnings, against 83.0× for Broadway Financial.
Broadway Financial grew revenue faster over the last twelve months (2.9% versus −91.8% for ECB Bancorp).
Broadway Financial keeps more of each dollar of sales as profit, with a net margin of 2426% compared with 2008% at ECB Bancorp.
ECB Bancorp scores higher on the StockData Score (10 against 5 for Broadway Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BYFC | ECBK |
|---|---|---|
| Size and price | ||
| Market cap | $108M | $182M |
| Share price | $11.62 | $20.79 |
| Change, 1 year | 84.7% | 18.9% |
| Change, 5 years | −43.5% | – |
| Beta (5Y) | 0.76 | 0.33 |
| Employees | 64 | 64 |
| StockData Score | ||
| Total score | 5 | 10 (better) |
| Valuation score | 1 | 3 (better) |
| Growth score | 0 | 1 (better) |
| Performance score | 2 | 3 (better) |
| Health score | 2 | 3 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 83.0× | 14.0× (better) |
| P/S | 609× | 295× (better) |
| P/B | 0.4× (better) | 1.0× |
| P/FCF | 87.0× | 8.3× (better) |
| PEG | – | 0.33 |
| FCF yield | 1.1% | 12.0% (better) |
| Fair value | – | $23.45 |
| Margin of safety | – | 11.3% |
| Growth | ||
| Revenue growth (TTM) | 2.9% (better) | −91.8% |
| Revenue growth, 5Y average | −15.2% | – |
| Net income growth (TTM) | – | 86.8% |
| EPS growth (TTM) | – | 87.3% |
| Profitability | ||
| Net margin | 2426% (better) | 2008% |
| FCF margin | 700% | 3550% (better) |
| Return on equity | 1.7% | 7.0% (better) |
| Financial health | ||
| Altman Z-score | 0.04 | 0.16 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Buyback yield | – | 0.95% |
| Shareholder yield | 0.00% | 0.95% (better) |
| Ownership | ||
| Held by institutions | 17.1% | 29.8% |
| Held by insiders | 4.8% | 4.4% |
| Insider net buying, 12 months | −$155K | $100K (better) |
| Short interest, % of float | 0.11% | 1.1% |
Go deeper
- BYFC stock overview
- BYFC income statement
- BYFC valuation and score
- ECBK stock overview
- ECBK income statement
- ECBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.