Blue Ridge Bankshares vs First National
BRBS and FXNC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BRBS and FXNC compare
Blue Ridge Bankshares is the larger company, worth 1.3 times as much as First National ($361M against $274M).
First National grew revenue faster over the last twelve months (−11.8% versus −15.6% for Blue Ridge Bankshares).
First National keeps more of each dollar of sales as profit, with a net margin of 152% compared with −0.48% at Blue Ridge Bankshares.
Both pay dividends: Blue Ridge Bankshares yields 14.9% and First National 2.2%.
First National scores higher on the StockData Score (15 against 4 for Blue Ridge Bankshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BRBS | FXNC |
|---|---|---|
| Size and price | ||
| Market cap | $361M | $274M |
| Share price | $4.03 | $30.27 |
| Change, 1 year | −7.8% | 28.8% |
| Change, 5 years | −77.9% | 33.9% |
| Beta (5Y) | 0.52 | 0.46 |
| Employees | 10 | 308 |
| StockData Score | ||
| Total score | 4 | 15 (better) |
| Valuation score | 0 | 0 |
| Growth score | 0 | 2 (better) |
| Performance score | 1 | 5 (better) |
| Health score | 0 | 4 (better) |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | – | 12.6× |
| P/S | 4.6× (better) | 19.2× |
| P/B | – | 1.4× |
| P/FCF | 18.2× | 10.5× (better) |
| FCF yield | 5.5% | 9.6% (better) |
| Fair value | – | $26.88 |
| Margin of safety | – | −12.6% |
| Growth | ||
| Revenue growth (TTM) | −15.6% | −11.8% (better) |
| Revenue growth, 5Y average | −3.8% | 13.8% (better) |
| Net income growth (TTM) | −108% | 172% (better) |
| EPS growth (TTM) | – | 140% |
| EPS growth, 5Y average | −44.3% | 1.5% (better) |
| Profitability | ||
| Net margin | −0.48% | 152% (better) |
| FCF margin | 25.4% | 183% (better) |
| Return on equity | – | 11.8% |
| Financial health | ||
| Altman Z-score | 0.11 | 0.17 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 14.9% (better) | 2.2% |
| Payout ratio | – | 26.8% |
| Years of dividend growth | – | 6 |
| Dividend growth, 5Y average | – | 7.6% |
| Shareholder yield | 14.9% (better) | 2.2% |
| Ownership | ||
| Held by institutions | 36.4% | 43.1% |
| Held by insiders | 38.8% | 14.7% |
| Insider net buying, 12 months | – | $26.9K |
| Short interest, % of float | 2.7% | 1.1% |
Go deeper
- BRBS stock overview
- BRBS income statement
- BRBS valuation and score
- FXNC stock overview
- FXNC income statement
- FXNC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.