BayCom vs Glacier Bancorp
BCML and GBCI side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BCML and GBCI compare
Glacier Bancorp is the larger company, worth 18 times as much as BayCom ($6.3B against $339M).
On earnings, Glacier Bancorp is cheaper: it trades at 19.7× trailing earnings, against 37.0× for BayCom.
Glacier Bancorp grew revenue faster over the last twelve months (14.3% versus −0.73% for BayCom).
Glacier Bancorp keeps more of each dollar of sales as profit, with a net margin of 286% compared with 9.4% at BayCom.
Both pay dividends: BayCom yields 3.9% and Glacier Bancorp 2.8%.
Glacier Bancorp scores higher on the StockData Score (11 against 10 for BayCom), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BCML | GBCI |
|---|---|---|
| Size and price | ||
| Market cap | $339M | $6.3B |
| Share price | $31.08 | $48.11 |
| Change, 1 year | 11.0% | 11.9% |
| Change, 5 years | 61.1% | −18.0% |
| Beta (5Y) | 0.42 | 0.81 |
| Employees | 327 | 4,188 |
| StockData Score | ||
| Total score | 10 | 11 (better) |
| Valuation score | 2 (better) | 1 |
| Growth score | 0 | 2 (better) |
| Performance score | 1 | 2 (better) |
| Health score | 4 (better) | 2 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 37.0× | 19.7× (better) |
| P/S | 3.5× (better) | 57.4× |
| P/B | 1.0× (better) | 1.5× |
| P/FCF | 10.3× (better) | 15.4× |
| PEG | 5.78 | – |
| FCF yield | 9.7% (better) | 6.5% |
| Fair value | $21.40 | $43.26 |
| Margin of safety | −45.3% | −11.2% (better) |
| Growth | ||
| Revenue growth (TTM) | −0.73% | 14.3% (better) |
| Revenue growth, 5Y average | 2.9% | 13.1% (better) |
| Net income growth (TTM) | −60.2% | 41.6% (better) |
| EPS growth (TTM) | −60.0% | 27.1% (better) |
| EPS growth, 5Y average | 13.6% (better) | −6.7% |
| Profitability | ||
| Net margin | 9.4% | 286% (better) |
| FCF margin | 33.7% | 373% (better) |
| Return on equity | 2.8% | 7.9% (better) |
| Financial health | ||
| Altman Z-score | 0.21 (better) | 0.20 |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 3.9% (better) | 2.8% |
| Payout ratio | 136% | 54.0% |
| Years of dividend growth | 3 (better) | 0 |
| Dividend growth, 5Y average | – | −0.15% |
| Shareholder yield | 3.9% (better) | 2.8% |
| Ownership | ||
| Held by institutions | 64.6% | 86.5% |
| Held by insiders | 5.2% | 0.65% |
| Insider net buying, 12 months | $1.6M (better) | $115K |
| Short interest, % of float | 1.3% | 7.4% |
Go deeper
- BCML stock overview
- BCML income statement
- BCML valuation and score
- GBCI stock overview
- GBCI income statement
- GBCI valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.