Assured Guaranty vs MGIC Investment
AGO and MTG side by side, both in insurance carriers. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AGO and MTG compare
MGIC Investment is the larger company, worth 1.7 times as much as Assured Guaranty ($5.7B against $3.3B).
On earnings, MGIC Investment is cheaper: it trades at 8.6× trailing earnings, against 10.6× for Assured Guaranty.
MGIC Investment grew revenue faster over the last twelve months (−2.2% versus −4.2% for Assured Guaranty).
MGIC Investment keeps more of each dollar of sales as profit, with a net margin of 58.1% compared with 34.2% at Assured Guaranty.
Both pay dividends: Assured Guaranty yields 1.5% and MGIC Investment 1.7%.
Assured Guaranty scores higher on the StockData Score (11 against 9 for MGIC Investment), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AGO | MTG |
|---|---|---|
| Size and price | ||
| Market cap | $3.3B | $5.7B |
| Share price | $74.73 | $27.77 |
| Change, 1 year | −14.7% | −2.5% |
| Change, 5 years | 40.5% | 85.4% |
| Beta (5Y) | 0.71 | 0.70 |
| Employees | 367 | – |
| StockData Score | ||
| Total score | 11 (better) | 9 |
| Valuation score | 4 (better) | 3 |
| Growth score | 2 (better) | 0 |
| Performance score | 3 | 3 |
| Health score | 0 | 0 |
| Dividend score | 2 | 3 (better) |
| Valuation | ||
| P/E | 10.6× | 8.6× (better) |
| P/S | 3.5× (better) | 4.8× |
| P/B | 0.6× (better) | 1.2× |
| EV/EBITDA | – | 6.0× |
| P/FCF | – | 8.0× |
| PEG | 0.14 (better) | 2.15 |
| FCF yield | – | 12.4% |
| Fair value | $107.13 | $31.42 |
| Margin of safety | 30.2% (better) | 11.6% |
| Growth | ||
| Revenue growth (TTM) | −4.2% | −2.2% (better) |
| Revenue growth, 5Y average | −0.09% | 0.24% (better) |
| Net income growth (TTM) | −19.4% | −8.2% (better) |
| EPS growth (TTM) | −12.4% | 3.5% (better) |
| EPS growth, 5Y average | 19.6% (better) | 19.5% |
| Profitability | ||
| Net margin | 34.2% | 58.1% (better) |
| FCF margin | – | 59.5% |
| Return on equity | 5.9% | 13.8% (better) |
| Financial health | ||
| Altman Z-score | 1.02 | 3.13 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 1.5% | 1.7% (better) |
| Payout ratio | 21.0% | 19.5% |
| Years of dividend growth | 0 | – |
| Dividend growth, 5Y average | −15.7% | – |
| Buyback yield | 7.9% | 12.6% (better) |
| Shareholder yield | 9.5% | 14.3% (better) |
| Ownership | ||
| Held by institutions | 93.7% | 99.8% |
| Held by insiders | 6.2% | 1.3% |
| Insider net buying, 12 months | −$18.1M (better) | −$27.3M |
| Superinvestors holding | 1 | – |
| Short interest, % of float | 6.2% | 6.2% |
Go deeper
- AGO stock overview
- AGO income statement
- AGO valuation and score
- MTG stock overview
- MTG income statement
- MTG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.